Kane County property record for 121 N 2nd St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,514 sqft · built 1867 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (May 2023) |
| Tax Bill | $12,656 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-428-002 |
| Primary APN | 12-03-428-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,514 sqft Living Area |
| Gross Area | 2,271 sqft |
| Basement Area | 757 sqft |
| Year Built | Built 1867 |
|---|---|
| Effective Year Built | Effective 1867 |
| Exterior Material | Wood |
| Lot Area | 6,250 sqft (0.143 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 121 N 2ND ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 & 7 & THE WLY 5 FT OF LOT 8 BLK 35 (EX NLY 50 FT AND EX SLY 50 FT) OF ORIGINAL TOWN OF GENEVA |
| Legal Subdivision | GENEVA |
| Legal Block | 35 |
| Legal Lot Number | 6,7,8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Geneva Historic District listed 1982 · 150 contributing resources · NRIS 82002549 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 410 S LINCOLN LN, ARLINGTON HEIGHTS, IL 60005-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Jun 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 202316810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 25, 2023 |
| Property Address | 121 N 2ND ST, GENEVA, IL 60134-2226 |
| Document Number | 0000016810 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023K016810 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 N 2ND ST, GENEVA, IL 60134-2226 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 410 S LINCOLN LN, ARLINGTON HEIGHTS, IL 60005-2107 |
| Document Number | 0000016811 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023K016811 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate | 5.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 121 N 2ND ST, GENEVA, IL 60134-2226 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031323 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020K031323 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 28, 2019 |
| Property Address | 121 N 2ND ST, GENEVA, IL 60134-2226 |
| Document Number | 0000027390 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019K027390 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 121 N 2ND ST, GENEVA, IL 60134-2226 |
| Document Number | 0000027391 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019K027391 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,656.00 (-5.13%) | $183,236 (+8.5%) Land $39,010 Building $144,226 | $549,928 (+8.5%) Land $117,077 Building $432,851 |
| 2024 | $168,881 (+1.87%) Land $35,954 Building $132,927 | $506,846 (+1.91%) Land $107,905 Building $398,941 | |
| 2022 | $13,341.00 (+2.97%) Homeowner's exemption | $165,788 (+3.86%) Land $30,371 Building $135,417 | $497,364 (+3.86%) Land $91,113 Building $406,251 |
| 2021 | $12,956.00 Homeowner's exemption | $159,626 Land $29,242 Building $130,384 | $478,878 Land $87,726 Building $391,152 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures