Adams County property record for 121 N 2nd St, Decatur, IN 46733
| Property Type | Commercial |
|---|---|
| Details | 5,577 sqft · built 1901 |
| Lot Size | 0.064 acres (2,772 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,257 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-05-03-202-040.000-022 |
| Primary APN | 01-05-03-202-040.000-022 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 3 Stories |
| Building Area | 5,577 sqft Total Area |
| 1st Floor Area | 6,069 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 2,772 sqft (0.064 acres) |
| Lot Dimensions | 66 ft deep x 21 ft wide |
| Utility Building | 5,577 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 01082502192 |
|---|---|
| Street Address | 121 N 2ND ST |
| City | DECATUR |
| State | IN |
| Zip | 46733-1608 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | S 21.08' OF N 26' O P LOT 63 & S 21.08' OF N 26' O P LOT 62 |
| Legal Lot Number | 63,62 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 30300 |
121 N 2nd St, a commercial property, is owned by an individual who acquired it in September 2020.
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 N 2ND ST, DECATUR, IN 46733-1608 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST MERCHANTS BANK |
| Sep 18, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2020 |
| Deed Sale | Sep 18, 2020 |
| Prior Sale | May 26, 2016 · Amount on File |
| Deed Document Number | 20204611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 121 N 2ND ST, DECATUR, IN 46733-1608 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019003620 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019003620 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Sep 18, 2020 |
| Property Address | 121 N 2ND ST, DECATUR, IN 46733-1608 |
| Document Number | 2020004611 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 2020004611 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 113 N 2ND ST, DECATUR, IN 46733-1608 |
The 2025 property tax bill for 121 N 2nd St was $1,257, up 8.3% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Washington Township |
| Municipality | Decatur City |
| Unified School District | North Adams Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,257.00 (+8.27%) | $41,900 Land $7,300 Building $34,600 | $41,900 Land $7,300 Building $34,600 |
| 2024 | $1,161.00 (+0.26%) | ||
| 2023 | $1,158.00 (+2.66%) | $38,600 (+2.66%) Land $7,300 Building $31,300 | $38,600 (+2.66%) Land $7,300 Building $31,300 |
| 2022 | $1,128.00 | $37,600 Land $7,300 Building $30,300 | $37,600 Land $7,300 Building $30,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 N 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1982) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 121 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 13 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Watch TV Fiber | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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