121 Mountain Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 121 Mountain Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1945
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Sep 2022)
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94231-05-008`

Property Details

APN / Parcel Number

Primary APN	`94231-05-008`
Alternative APN	`R0482897`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Basement Area	528 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	R0482897
Old Parcel Number	9423105008
Street Address	121 MOUNTAIN AVE
City	BERTHOUD
State	CO
Zip	80513-2663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 THRU 10, BLK 1, WELCH, BER
Legal Range	69
Legal Township	04
Legal Section	23
Legal Quarter	NE
Legal Subdivision	WELCH ADD
Legal Block	1
Legal Lot Number	8 9
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2024
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	121 MOUNTAIN AVE, BERTHOUD, CO 80513-2663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 14, 2022	Special Warranty Deed, Transfer LAND TITLE GUARANTEE
Jan 15, 2019	Personal Representative Deed, Transfer · ARM FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	20220056796
Record Updated	Jun 8, 2026

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 16, 2022
Property Address	121 MOUNTAIN AVE, BERTHOUD, CO 80513-2663
Document Number	0000056796
Instrument Date	Sep 14, 2022
Instrument	20220056796
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2022
Title Company	RICHARDS TITLE LLC, ORCHARD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000056797
Date	Sep 16, 2022
Instrument	20220056797

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 14, 2022
Property Address	121 MOUNTAIN AVE, BERTHOUD, CO 80513-2663
Document Number	0000044226
Instrument Date	Jul 7, 2022
Instrument	20220044226
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 MOUNTAIN AVE, 121, BERTHOUD, CO 80513-2663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 BROADWAY, NEW YORK, NY 10007-3100
Investor	Possibly a Property Investor

January 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 15, 2019
Property Address	121 MOUNTAIN AVE, BERTHOUD, CO 80513-2663
Document Number	0000002456
Instrument Date	Jan 15, 2019
Instrument	20190002456
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MOUNTAIN AVE, BERTHOUD, CO 80513-2663

Mortgage

Document Number	0000002457
Date	Jan 15, 2019
Instrument	20190002457

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,447.00 (+11.92%)	$34,063 (-7.7%) Land $10,938 Building $23,125	$545,000 (-1.05%) Land $175,000 Building $370,000
2023	$3,080.00 (+71.59%)	$36,904 (+97.11%) Land $11,725 Building $25,179	$550,800 (+104.45%) Land $175,000 Building $375,800
2022	$1,795.00	$18,723 Land $10,842 Building $7,881	$269,400 Land $156,000 Building $113,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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