Durham County property record for 121 Monticello Ave, Durham, NC 27707
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,286 sqft · built 1976 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,201 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0820-26-0313 |
| Primary APN | 0820-26-0313 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,286 sqft Heated Area |
| 1st Floor Area | 1,661 sqft |
| Basement Area | 625 sqft |
| Unfinished Basement | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 128 ft deep x 144 ft wide |
| Porch | Porch |
| Porch Area | 38 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Street Address | 121 MONTICELLO AVE |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27707-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | PRESTON WOODS/SEC:02/BLK: B/LT#16 PL:000083-000033 |
| Legal Subdivision | PRESTON WDS SEC 2 |
| Legal Block | B |
| Legal Lot Number | 16 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 2007 |
121 Monticello Ave is owned and occupied by two individuals.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 MONTICELLO AVE, DURHAM, NC 27707-3908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · Line of Credit RTP FCU |
| May 4, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage RTP FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 121 MONTICELLO AVE, DURHAM, NC 27707-3908 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096770903 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 9677/903 |
| Instrument | 2022017418 |
| Name | RTP FCU |
|---|---|
| Type | Credit Union |
| Address | DURHAM, NC 27709 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 121 MONTICELLO AVE, DURHAM, NC 27707-3908 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0093190832 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 9319/832 |
| Instrument | 2021022583 |
| Name | RTP FCU |
|---|---|
| Type | Credit Union |
| Address | DURHAM, NC 27709 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 10, 2031 |
The 2026 property tax bill for 121 Monticello Ave was $5,201, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,201.00 (+2.52%) | $511,847 (-) Land $248,500 Building $263,347 | $511,847 (-) Land $248,500 Building $263,347 |
| 2025 | $5,073.00 | $511,847 Land $248,500 Building $263,347 | $511,847 Land $248,500 Building $263,347 |
| 2023 | $4,124.00 (+2.33%) | $314,895 Land $81,535 Building $233,360 | $314,895 Land $81,535 Building $233,360 |
| 2022 | $4,030.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Monticello Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Monticello Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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