121 Modoc Trl, Lake Kiowa (Gainesville), TX 76240 Property Records

Cooke County property record for 121 Modoc Trl, Lake Kiowa, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,001 sqft · built 1988
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jun 2020)
Tax Bill	$6,138 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7800-001-00950`

Property Details

APN / Parcel Number

Primary APN	`7800-001-00950`
Alternative APN	`17819`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,001 sqft Living Area
Gross Area	3,138 sqft
1st Floor Area	2,001 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,002 sqft (0.344 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7800-001-00950
Street Address	121 MODOC TRL
City	GAINESVILLE
State	TX
Zip	76240-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE KIOWA MAP 8; LOT 950
Legal Subdivision	LAKE KIOWA MAP 8
Legal Lot Number	950
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	1
Census Block	1004
Census Tract	701

Owner

121 Modoc Trl is owned and occupied by two individuals who bought it in June 2020.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 MODOC TRL, GAINESVILLE, TX 76240-9414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 4, 2020	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Prior Sale	May 15, 2008 · Amount on File
Deed Document Number	20204010
Deed Book / Page	2335 / 86
Prior Transfer Date	Jun 2, 2020
Prior Transfer Doc	0002335/86
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	121 MODOC TRL, LAKE KIOWA, TX 76240-9414
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MODOC TRL, LAKE KIOWA, TX 76240-9414
Investor	Possibly a Property Investor

Mortgage

Document Number	002504/303
Date	Apr 21, 2022
Book Page	2504/303
Instrument	2022-3506

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 4, 2020
Property Address	121 MODOC TRL, LAKE KIOWA, TX 76240-9414
Document Number	0002335/86
Book / Page	2335 / 86
Map Reference	CAB B SL 363
Instrument Date	Jun 2, 2020
Instrument	2020-04010
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MODOC TRL, LAKE KIOWA, TX 76240-9414
Investor	Possibly a Property Investor

Mortgage

Document Number	0202004011
Date	Jun 4, 2020
Instrument	2020-04011

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 121 Modoc Trl was $6,138 with exemptions applied, up 163.4% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,138.00 (+163.43%) Homeowner's exemption Disabled Person's exemption	$443,349 (+4.89%) Land $115,500 Building $327,849	$443,349 (-0.7%) Land $115,500 Building $327,849
2025	$2,330.00 (-24.69%) Homeowner's exemption Disabled Person's exemption	$422,700 Land $115,500 Building $330,971	$446,471 Land $115,500 Building $330,971
2024	$3,094.00
2023		$349,339 Land $77,000 Building $356,981	$433,981 Land $77,000 Building $356,981
2022	$4,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Modoc Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Modoc Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE KIOWA SUD serves 2,848 people · EPA ID TX0490016
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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