Chambers County property record for 121 Mindy Ln, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1988 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Aug 2020) |
| Tax Bill | $218 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-04-19-4-001-010.001 |
| Primary APN | 12-18-04-19-4-001-010.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 455805 |
|---|---|
| Street Address | 121 MINDY LN |
| City | VALLEY |
| State | AL |
| Zip | 36854-4315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLOCK J FAIRVIEW SUB. 4TH ADDN. M.B. 5 PG. 8 IN S1/2 OF SE1/4. S19 T21N R29E CITY OF VALLEY |
| Legal Range | 29 |
| Legal Township | 21 |
| Legal Section | 19 |
| Legal Subdivision | FAIRVIEW SUB |
| Legal Block | J |
| Legal Lot Number | 11 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 954700 |
121 Mindy Ln is owned and occupied by an individual who bought it in August 2020.
Source: Chambers County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 MINDY LN, VALLEY, AL 36854-4315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage CLICK N CLOSE INC |
| Aug 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on File |
| Deed Sale | Aug 11, 2020 · Amount on File |
| Prior Sale | Sep 21, 2005 |
| Deed Book / Page | 2020 / 3129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 121 MINDY LN, VALLEY, AL 36854-4315 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 02022/5246 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 2022/5246 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Aug 11, 2020 |
| Property Address | 121 MINDY LN, VALLEY, AL 36854-4315 |
| Document Number | 02020/3129 |
| Book / Page | 2020 / 3129 |
| Map Reference | CAB B SL 81 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2250 JUDGE BROWN RD, 2250, VALLEY, AL 36854-7410 |
| Name | Verified Name |
|---|---|
| Address | 121 MINDY LN, VALLEY, AL 36854-4315 |
| Document Number | 0020203130 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020/3130 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 121 Mindy Ln was $218 with a homeowner's exemption, up 7.9% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218.00 (+7.92%) Homeowner's exemption | ||
| 2025 | $202.00 (+9.78%) | $16,480 (+174.67%) Land $800 Building $15,680 | $82,400 (+37.33%) Land $4,000 Building $78,400 |
| 2024 | $184.00 Additional exemption filed | $6,000 (-) Land $440 Building $5,560 | $60,000 (-) Land $4,400 Building $55,600 |
| 2023 | $184.00 (-11.54%) Additional exemption filed | $6,000 (-8.54%) Land $440 Building $5,560 | $60,000 (-8.48%) Land $4,400 Building $55,600 |
| 2022 | $208.00 Additional exemption filed | $6,560 Land $440 Building $6,120 | $65,560 Land $4,400 Building $61,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 121 Mindy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 121 Mindy Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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