121 Michaels St, Hawley, MN 56549 Property Records

Clay County property record for 121 Michaels St, Hawley, MN 56549

Property Summary

Property Type	Commercial
Details	built 2006
Lot Size	1 acres (43,666 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Nov 2023)
Tax Bill	$19,858 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56.200.0090`

Property Details

APN / Parcel Number

Primary APN	`56.200.0090`

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	43,666 sqft (1 acres)

Location & Zoning

Street Address	121 MICHAELS ST
City	HAWLEY
State	MN
Zip	56549-4506
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBDIVISIONNAME JETVIG 1ST ADD LOT 009 BLOCK 001 SUBDIVISIONCD 56200
Legal Range	45
Legal Township	139
Legal Section	11
Legal Subdivision	JETVIG 1ST ADD
Legal Block	1
Legal Lot Number	9
Jurisdiction	CLAY MN
Township / Civil Division	HAWLEY
Census Block Group	1
Census Block	1123
Census Tract	30201

Owner

121 Michaels St, a commercial property, is owned by a company that acquired it in April 2025.

Source: Clay County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	25652 130TH ST, DETROIT LAKES, MN 56501-7256
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Warranty Deed, Transfer · Commercial Mortgage WHITE EARTH INVESTMENT INTIATI
Jun 18, 2019	Warranty Deed, Transfer · Conventional Mortgage RAMSEY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Jun 18, 2019 · Amount on File
Deed Document Number	20231597035
Last Transfer Date	Apr 7, 2025
Transfer Doc	0000854205
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Nov 3, 2023
Property Address	121 MICHAELS ST, HAWLEY, MN 56549-4506
Document Number	0000841920
Instrument Date	Nov 1, 2023
Instrument	841920
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	MINNESOTA TITLE AND CLOSING COMPANY, MINNESOTA TITLE & CLOSING CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 WILLOW ST W STE 2A, 2A, DETROIT LAKES, MN 56501-3922

Mortgage

Document Number	0000841921
Date	Nov 3, 2023
Instrument	841921

Lender

Name	WHITE EARTH INVESTMENT INTIATI
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2033

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jun 18, 2019
Property Address	121 MICHAELS ST, HAWLEY, MN 56549-4506
Document Number	0000790499
Instrument Date	Jun 17, 2019
Instrument	790499
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTHERN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,742.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 885, DEVILS LAKE, ND 58301-0885

Mortgage

Document Number	0000790500
Date	Jun 18, 2019
Instrument	790500

Lender

Name	RAMSEY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 121 Michaels St was $19,858.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Hawley City
Unified School District	Hawley Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,858.00	$652,700 (-1.66%) Land $131,000 Building $521,700	$652,700 (-1.66%) Land $131,000 Building $521,700
2025		$663,700 Land $131,000 Building $532,700	$663,700 Land $131,000 Building $532,700
2023	$19,154.00	$621,800 Land $131,000 Building $490,800	$621,800 Land $131,000 Building $490,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Michaels St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Michaels St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hawley serves 2,267 people · EPA ID MN1140006
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Arvig Fiber · Cable	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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