121 Melrose Cir, Florence, MS 39073 Property Records

Rankin County property record for 121 Melrose Cir, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,688 sqft · built 1966
Lot Size	0.412 acres (17,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,400 (Sep 2025)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D05A000002 00010F`

Property Details

APN / Parcel Number

Primary APN	`D05A000002 00010F`
Alternative APN	`2457`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,688 sqft Adjusted Area
1st Floor Area	1,504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,974 sqft (0.412 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	2457
Street Address	121 MELROSE CIR
City	FLORENCE
State	MS
Zip	39073-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK F CLEARY SUB PT 1 DB 208 PG 553 0120964
Legal Range	01E
Legal Township	04N
Legal Section	23
Legal Subdivision	CLEARY SUB
Legal Block	F
Legal Lot Number	1
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	1
Census Block	1011
Census Tract	21001

Owner

Source: Rankin County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 MELROSE CIR, FLORENCE, MS 39073-9240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Oct 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS BANK
Oct 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS BANK
Oct 4, 2024	Warranty Deed, Transfer
Apr 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Apr 8, 2022	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Sep 23, 2025 · Amount on Record
Deed Book / Page	2025 / 22232
Prior Transfer Date	Sep 22, 2025
Prior Transfer Doc	2025022232
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	121 MELROSE CIR, FLORENCE, MS 39073-9240
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078007
Date	Sep 23, 2025
Book Page	3025/78007

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	121 MELROSE CIR, FLORENCE, MS 39073-9240
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077444
Date	Oct 4, 2024
Book Page	3024/77444

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	121 MELROSE CIR, FLORENCE, MS 39073-9240
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077459
Date	Oct 4, 2024
Book Page	3024/77459

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2034

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Oct 4, 2024
Property Address	121 MELROSE CIR, FLORENCE, MS 39073-9240
Document Number	0000022272
Book / Page	2024 / 22272
Map Reference	MB 3 PG110
Instrument Date	Oct 3, 2024
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1038 MULLICAN RD, FLORENCE, MS 39073-8183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MELROSE CIR, FLORENCE, MS 39073-9240

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	121 MELROSE CIR, FLORENCE, MS 39073-9240
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038791
Date	Apr 8, 2022
Book Page	3022/38791

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 8, 2022
Property Address	121 MELROSE CIR, FLORENCE, MS 39073-9240
Document Number	0000008394
Book / Page	2022 / 8394
Instrument Date	Apr 4, 2022
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 MELROSE CIR, FLORENCE, MS 39073-9240

Mortgage

Document Number	0302238791
Date	Apr 8, 2022
Instrument	3022/38791

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00 (+0.08%)	$11,612 (+108.4%)
2024	$1,213.00 (+301.66%)		$77,410 (+38.93%) Land $5,000 Building $72,410
2023		$5,572
2021			$55,720 Land $5,000 Building $50,720
2019	$302.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARY WATER SEWER & FIRE DEPT serves 2,500 people · EPA ID MS0610022
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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