Chesterfield County property record for 121 McIver St, Cheraw, SC 29520
| Property Type | Single Family Home |
|---|---|
| Details | built 1950 |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Dec 2020) |
| Tax Bill | $2,207 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 258 012 005 007 |
| Primary APN | 258 012 005 007 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1950 |
|---|---|
| Total Buildings | 3 Buildings |
| Account Number | 00034447 |
|---|---|
| Street Address | 121 MCIVER ST |
| City | CHERAW |
| State | SC |
| Zip | 29520-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1L |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950504 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cheraw Historic District listed 1974 · 40 contributing resources · NRIS 74001844 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
121 McIver St is owned and occupied by an individual who bought it in December 2020.
Source: Chesterfield County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 MCIVER ST, CHERAW, SC 29520-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Dec 7, 2020 | Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Prior Sale | Apr 17, 2007 · Amount on File |
| Deed Document Number | 202000004805 |
| Deed Book / Page | 534 / 92 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 121 MCIVER ST, CHERAW, SC 29520-1728 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 528/370 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 528/370 |
| Instrument | 202100004010 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Dec 7, 2020 |
| Property Address | 121 MCIVER ST, CHERAW, SC 29520-1728 |
| Document Number | 0000534/92 |
| Book / Page | 534 / 92 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 202000004805 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 MCLVER ST, CHERAW, SC 29520-1728 |
| Document Number | 00519/1393 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 519/1393 |
| Instrument | 202000004806 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 121 McIver St was $2,207.
Source: Chesterfield County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Municipality | Cheraw Town |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,207.00 | $10,210 Land $400 Building $9,810 | $260,000 Land $10,000 Building $250,000 |
| 2023 | $1,850.00 | $8,880 Land $400 Building $8,480 | $222,000 Land $10,000 Building $212,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 121 McIver St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 McIver St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Sandhill Telephone Cooperative.
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