121 Mariners Way, Cambridge, MD 21613 Property Records

Dorchester County property record for 121 Mariners Way, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,226 sqft · built 2022
Lot Size	0.236 acres (10,301 sqft)
Owner	2 Individual Names on File
Last Sale	$317,340 (Sep 2022)
Tax Bill	$6,054 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-220847`

Property Details

APN / Parcel Number

Primary APN	`07-220847`
Alternative APN	`220847`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,226 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,301 sqft (0.236 acres)
Garage Type	Built-in
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	220847
Street Address	121 MARINERS WAY
City	CAMBRIDGE
State	MD
Zip	21613-3059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56-10,301 SQ.FT. S/S MARINERS WAY WATERFORD ESTATES
Legal Subdivision	MARINERS WAY WATERFORD ESTATES
Legal Lot Number	56
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	970500

Owner

121 Mariners Way is owned and occupied by two individuals who bought it in September 2022.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 MARINERS WAY, CAMBRIDGE, MD 21613-3059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 9, 2021	Deed, Transfer PEAK SETTLEMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Book / Page	1768 / 358
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 20, 2022
Property Address	121 MARINERS WAY, CAMBRIDGE, MD 21613-3059
Document Number	0017680358
Book / Page	1768 / 358
Map Reference	MB 52 PG 63-81
Instrument Date	Sep 1, 2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 MARINERS WAY, CAMBRIDGE, MD 21613-3059
Investor	Possibly a Property Investor

Mortgage

Document Number	0001768364
Date	Sep 20, 2022
Instrument	1768-364

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 9, 2021
Property Address	121 MARINERS WAY, CAMBRIDGE, MD 21613-3059
Document Number	0016410256
Book / Page	1641 / 256
Map Reference	LB 62 FO 63-72
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	PEAK SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 121 Mariners Way was $6,054 with a homeowner's exemption, up 4.1% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,054.00 (+4.15%) Homeowner's exemption	$324,000	$353,000 Land $31,600 Building $321,400
2025	$5,813.00 Homeowner's exemption
2023	$5,720.00	$309,500 Land $41,600 Building $267,900	$309,500 Land $41,600 Building $267,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Mariners Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Mariners Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mariners Way

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