121 Malone Ave, Chestertown, MD 21620 Property Records

Kent County property record for 121 Malone Ave, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,232 sqft · built 1973
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Jun 2018)
Tax Bill	$3,077 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2018 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-003225`

Property Details

APN / Parcel Number

Primary APN	`04-003225`
Alternative APNs	`4003225` `003225`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Total Area
Basement Area	728 sqft
Finished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Basement
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	003225
Street Address	121 MALONE AVE
City	CHESTERTOWN
State	MD
Zip	21620-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 121 MALONE AVE FOXLEY MANOR
Legal Subdivision	FOXLEY MANOR REVISED EDITION
Legal Lot Number	64
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	1
Census Block	1017
Census Tract	950300

Owner

121 Malone Ave is owned and occupied by two individuals who bought it in June 2018.

Source: Kent County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 MALONE AVE, CHESTERTOWN, MD 21620-3315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Jun 20, 2018	Grant Deed, Transfer · Construction Mortgage FLAME MAPLE LLC
Feb 12, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on File
Deed Sale	Jun 20, 2018 · Amount on File
Prior Sale	Oct 16, 1978 · Amount on File
Deed Book / Page	951 / 21
Prior Transfer Date	Jan 26, 2018
Prior Transfer Doc	0009330439
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	121 MALONE AVE, CHESTERTOWN, MD 21620-3315
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	APEX SETTLEMENT CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010170152
Date	Sep 3, 2019
Book Page	1017/152

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Jun 20, 2018
Property Address	121 MALONE AVE, CHESTERTOWN, MD 21620-3315
Document Number	0009510021
Book / Page	000951 / 000021
Instrument Date	May 4, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	EASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 MALONE AVE CHESTERTOWN MD 216203315, CHESTERTOWN, MD 21620-3315

Mortgage

Document Number	9510027
Date	Jun 20, 2018
Book Page	000951/000027

Lender

Name	FLAME MAPLE LLC
Address	6116 CLEARWOOD RD, BETHESDA, MD 20817-6002

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 19, 2019

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Feb 12, 2018
Property Address	121 MALONE AVE, CHESTERTOWN, MD 21620-3315
Document Number	0009330439
Book / Page	000933 / 000439
Instrument Date	Jan 26, 2018
Transaction Type	Transfer
Record Updated	Feb 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MALONE AVE CHESTERTOWN MD 216203315, CHESTERTOWN, MD 21620-3315

Tax Assessment & Valuation

The 2026 property tax bill for 121 Malone Ave was $3,077 with a homeowner's exemption, up 5.4% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,077.00 (+5.45%) Homeowner's exemption	$262,267 (+0.72%)	$266,000 (+2.15%) Land $71,200 Building $194,800
2025	$2,918.00 Homeowner's exemption	$260,400 Land $71,200 Building $189,200	$260,400 Land $71,200 Building $189,200
2023	$2,475.00 Homeowner's exemption	$205,933	$260,400 Land $71,200 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Malone Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Malone Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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