121 Main St, Westerly, RI 02891 Property Records

Westerly Town property record for 121 Main St, Westerly, RI 02891

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details6,500 sqft · built 1840
Lot Size0.721 acres (31,389 sqft)
OwnerCompany Name on File
Tax Bill$6,317 (2025)
Flood ZoneZone AE (high risk)
APNWEST M:66 B:16

Property Details

APN / Parcel Number

Primary APNWEST M:66 B:16
Alternative APNs
  • M:066 B:16 L
  • 3084480

Interior

Stories2 Stories
Building Area6,500 sqft Total Area
Gross Area10,412 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,389 sqft (0.721 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3084480
Street Address121 MAIN ST
CityWESTERLY
StateRI
Zip02891-2381
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Block16
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group4
Census Block4016
Census Tract50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Main Street Historic District
listed 1978 · 20 contributing resources · NRIS 78000021

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

121 Main St, a commercial property, is owned by a company.

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address3040 POST OAK BLVD, 300, HOUSTON, TX 77056-6513
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 121 Main St was $6,317.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,317.00$812,000 Land $302,900 Building $509,100$708,480
2023$7,629.00 (+0.59%)$750,900 (-) Land $275,500 Building $475,400
2022$7,584.00$750,900 Land $275,500 Building $475,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims23 (1982–2021)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2021 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, Breezeline, Frontier, Xfinity.

Nearby Properties on Main St

Nearby Streets

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