Sussex County and Stanhope Borough property record for 121 Main St, Stanhope, NJ 07874
| Property Type | Single Family Home |
|---|---|
| Details | 1,848 sqft · built 1840 |
| Lot Size | 0.191 acres (8,298 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,500 (Aug 1990) |
| Tax Bill | $8,444 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-11304-0000-00023 |
| Primary APN | 19-11304-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,848 sqft Living Area |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Construction Type | Frame |
| Lot Area | 8,298 sqft (0.191 acres) |
| Lot Dimensions | 166 ft deep x 50 ft wide |
| Street Address | 121 MAIN ST |
|---|---|
| City | STANHOPE |
| State | NJ |
| Zip | 07874-2628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VB |
| Legal Subdivision | STANHOPE |
| Legal Block | 11304 |
| Legal Lot Number | 23 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | STANHOPE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 374600 |
121 Main St is owned and occupied by an individual who bought it in August 1990.
Source: Sussex County and Stanhope Borough records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 MAIN ST, STANHOPE, NJ 07874-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC |
| Jan 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 1990 · Amount on File |
| Deed Sale | Aug 21, 1990 · Amount on File |
| Deed Book / Page | 1755 / 241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 121 MAIN ST, STANHOPE, NJ 07874-2628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0104441507 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 10444/1507 |
| Instrument | 2026005588 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 15, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 121 MAIN ST, STANHOPE, NJ 07874-2628 |
| Document Number | 0095730797 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 121 MAIN ST STANHOPE NJ 078742628, STANHOPE, NJ 07874-2628 |
| Document Number | 0095730797 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 009573/000797 |
| Instrument | 22820 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 25, 2058 |
| Rate | 3.87% |
|---|
The 2025 property tax bill for 121 Main St was $8,444, up 3.2% from the year before.
Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Stanhope Borough |
| Secondary School District | Lenape Valley Regional School District (09 - 12) |
| Elementary School District | Stanhope Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,400 (+111.59%) Land $131,800 Building $251,600 | $383,400 (+111.59%) Land $131,800 Building $251,600 | |
| 2025 | $8,444.00 (+3.24%) | $181,200 Land $53,600 Building $127,600 | $181,200 Land $53,600 Building $127,600 |
| 2024 | $8,179.00 | ||
| 2023 | $181,200 Land $53,600 Building $127,600 | $181,200 Land $53,600 Building $127,600 | |
| 2022 | $7,835.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 121 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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