121 Main St, Preston, MD 21655 Property Records

Caroline County property record for 121 Main St, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,029 sqft · built 1940
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,900 (Jan 2020)
Tax Bill	$3,267 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-016564`

Property Details

APN / Parcel Number

Primary APN	`04-016564`
Alternative APNs	`4016564` `016564`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,029 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	016564
Street Address	121 MAIN ST
City	PRESTON
State	MD
Zip	21655-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	15000 SF NE/S MAIN ST SISK PLAT
Legal Subdivision	PLAT OF A W SISK LAND
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	2
Census Block	2022
Census Tract	955500

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 MAIN ST, PRESTON, MD 21655-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Jun 30, 1993 · Amount on Record
Deed Book / Page	1396 / 128
Record Updated	Oct 29, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jan 14, 2020
Property Address	121 MAIN ST, PRESTON, MD 21655-2229
Document Number	0013960128
Book / Page	1396 / 128
Map Reference	LB TCH 96 FO 584
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 MAIN ST, 121, PRESTON, MD 21655-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 MAIN ST, PRESTON, MD 21655-2229

Mortgage

Document Number	0001396137
Date	Jan 14, 2020
Instrument	1396/137

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Preston Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,267.00 (+4.08%) Homeowner's exemption	$255,200 (+21.18%) Land $38,200 Building $217,000	$255,200 (+21.18%) Land $38,200 Building $217,000
2025	$3,139.00 (+11.59%)
2023	$2,813.00 Homeowner's exemption	$210,600 Land $38,200 Building $172,400	$210,600 Land $38,200 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PRESTON serves 750 people · EPA ID MD0050005
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber.

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