121 Main St, Ceresco, NE 68017 Property Records

Saunders County property record for 121 Main St, Ceresco, NE 68017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,161 sqft · built 1960
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$99,525 (Apr 2008)
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2983-32-1-03045-000-3000`

Property Details

APN / Parcel Number

Primary APN	`2983-32-1-03045-000-3000`
Alternative APN	`005223000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area
1st Floor Area	1,161 sqft
Basement Area	1,161 sqft
Finished Basement	444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	60 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Deck Area	Deck Area
Patio Area	32 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	121 MAIN ST
City	CERESCO
State	NE
Zip	68017-4085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 5 E 8' LOT 6 BAL LOT 4 PATZLOFF ADDITION CERESCO; MAP NUMBER: 2983-32-1-03045-000-3000
Legal Range	07
Legal Township	13
Legal Section	32
Legal Subdivision	CERESCO-PATZLOFF
Legal Lot Number	4-6
Jurisdiction	SAUNDERS NE
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4150
Census Tract	968200

Owner

121 Main St is owned by two individuals who acquired it in August 2014.

Source: Saunders County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 166, CERESCO, NE 68017-0166
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit CERESCOBANK
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION WHOLESALE MORTGAGE
Jun 24, 2020	Deed of Trust, Mortgage CORESCOBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2008 · Amount on File
Deed Sale	Apr 25, 2008 · Amount on File
Deed Book / Page	368 / 885
Last Transfer Date	Aug 6, 2014
Transfer Doc	0004520892
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	121 MAIN ST, CERESCO, NE 68017-4085
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MAIN ST, CERESCO, NE 68017-4085
Investor	Possibly a Property Investor

Mortgage

Document Number	0006290992
Date	Dec 22, 2025
Book Page	629/992
Instrument	2025-12-266

Lender

Name	CERESCOBANK
Type	Bank
Address	CERESCO, NE 68017

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	121 MAIN ST, CERESCO, NE 68017-4085
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	CHARTER TITLE, CHARTER TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005790199
Date	Apr 19, 2022
Book Page	579/199
Instrument	2022-04-279

Lender

Name	UNION WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	121 MAIN ST, CERESCO, NE 68017-4085
Document Number	0005380952
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MAIN ST CERESCO NE 680174085, CERESCO, NE 68017-4085

Mortgage

Document Number	0005380952
Date	Jul 8, 2020
Book Page	000538/000952

Lender

Name	CORESCOBANK
Type	Bank
Address	CERESCO, NE 68017

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 7, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 121 Main St was $2,609.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ceresco Village
County	Saunders County
County Subdivision	Richland Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,609.00	$183,438 Land $24,207 Building $159,231	$183,438 Land $24,207 Building $159,231
2023	$2,762.00	$155,744 Land $18,559 Building $137,185	$155,744 Land $18,559 Building $137,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CERESCO serves 919 people · EPA ID NE3115503
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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