121 Luzerne St, Mount Ida, AR 71957 Property Records

Montgomery County property record for 121 Luzerne St, Mount Ida, AR 71957

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,436 sqft · built 1921
Lot Size1.37 acres (59,677 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Apr 2021)
Tax Bill$89 (2026)
Deeds & MortgagesMar 2022 Construction Loan
Apr 2021 Sale & Mortgage
APN078-00264-001

Property Details

APN / Parcel Number

Primary APN078-00264-001
Alternative APN
  • 13372

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,436 sqft Living Area
1st Floor Area1,764 sqft
Upper Floors Area672 sqft
Storm ShelterStorm Shelter
FlooringCarpet
Storm ShuttersStorm Shutters

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Exterior MaterialAsbestos
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialShingle
Lot Area59,677 sqft (1.37 acres)
Garage TypeMixed
Garage Area468 sqft
DrivewayConcrete Driveway
Driveway Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area386 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address121 LUZERNE ST
CityMOUNT IDA
StateAR
Zip71957-9446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 28
Legal Range25W
Legal Township02S
Legal Section23
Legal SubdivisionWHITTINGTON ADDITION
Legal Lot Number28
JurisdictionMONTGOMERY AR
Township / Civil DivisionMOUNT IDA
Census Block Group2
Census Block2018
Census Tract953000

Owner

Source: Montgomery County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 SUNRISE HILL DR, MOUNT IDA, AR 71957-8072
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Deed of Trust, Mortgage · Construction Mortgage
SOUTHERN BANCORP BANK
Apr 16, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
SOUTHERN BANCORP BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2021 · Amount on Record
Deed SaleApr 16, 2021 · Amount on Record
Prior SaleMay 8, 2000
Deed Document Number2021580
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AR
Property Address121 LUZERNE ST, MOUNT IDA, AR 71957-9446
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022R00360
DateMar 2, 2022
Instrument22R00360
Lender
NameSOUTHERN BANCORP BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term10 Months
DueJan 27, 2023
Interest
Rate TypeFixed Rate

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AR
Recording DateApr 16, 2021
Property Address121 LUZERNE ST, MOUNT IDA, AR 71957-9446
Document Number0021R00580
Instrument DateApr 15, 2021
Instrument21R00580
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$132.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address221 HONEY LN, HOT SPRINGS NATIONAL PARK, AR 71913-7538

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SUNRISE HILL DR, MOUNT IDA, AR 71957-8072

Mortgage

Document Number0021R00581
DateApr 16, 2021
Instrument21R00581
Lender
NameSOUTHERN BANCORP BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term72 Months
DueApr 15, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyMontgomery County
MunicipalityMount Ida City
Unified School DistrictMount Ida School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$89.00$2,020 (-) Land $1,050 Building $970$10,100 (-) Land $5,250 Building $4,850
2025$89.00$2,020 (-) Land $1,050 Building $970
2023$89.00$2,020 Land $1,050 Building $970$10,100 Land $5,250 Building $4,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT IDA WATERWORKS
serves 3,218 people · EPA ID AR0000392
Water SourcePurchased surface water from MONTGOMERY CO REGIONAL PWA
Last State InspectionOct 2025

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Haloacetic acids
not recorded as resolved · Oct 2025
Treatment and ProcedureLead service line inventory
currently in violation since Apr 2026
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
Optimum
Cable
500 / 20
Verizon
Fixed Wireless
300 / 20

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