121 Lower Rd, Constantia, NY 13044 Property Records

Oswego County and Constantia Town property record for 121 Lower Rd, Constantia, NY 13044

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,679 sqft · built 1900
Lot Size	35.5 acres (1,548,558 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jul 2021)
Tax Bill	$5,860 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`352689 296.00-06-12`

Property Details

APN / Parcel Number

Primary APN	`352689 296.00-06-12`
Alternative APN	`268929600000060120000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,679 sqft Living Area
1st Floor Area	1,334 sqft
Upper Floors Area	345 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	1,548,558 sqft (35.5 acres)
Porch	Slab
Porch Area	504 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	121 LOWER RD
City	CONSTANTIA
State	NY
Zip	13044-2618
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 28 106-004-000 WLA
Legal Subdivision	TOWNSHIP NO 11 OF SCRIBAS PATENT
Legal Tract	1
Legal Block	6
Legal Lot Number	12.000
Jurisdiction	OSWEGO NY
Township / Civil Division	CONSTANTIA
Census Block Group	2
Census Block	2093
Census Tract	20600

Owner

Source: Oswego County and Constantia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 LOWER RD, CONSTANTIA, NY 13044-2618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FULTON SAVINGS BANK
Aug 27, 2020	Grant Deed, Transfer CAPITAL TITLE
Oct 4, 2019	Warranty Deed, Transfer · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	20218434
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 23, 2021
Property Address	121 LOWER RD, CONSTANTIA, NY 13044-2618
Document Number	0000008434
Instrument Date	Jun 17, 2021
Instrument	R-2021-008434
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	724 COUNTY ROUTE 38, 724, NORFOLK, NY 13667-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 LOWER RD, CONSTANTIA, NY 13044-2618

Mortgage

Document Number	0000008435
Date	Jul 23, 2021
Instrument	R-2021-008435

Lender

Name	FULTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 27, 2020
Property Address	121 LOWER RD, CONSTANTIA, NY 13044-2618
Document Number	0000007358
Instrument Date	Aug 21, 2020
Instrument	7358
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 HAMILTON ST SYRACUSE NY 132041818, SYRACUSE, NY 13204-1818

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 4, 2019
Property Address	121 LOWER RD, CONSTANTIA, NY 13044-2618
Document Number	0000008898
Instrument Date	Sep 18, 2019
Instrument	8898
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 PLEASANTVIEW DR LIVERPOOL NY 130886447, LIVERPOOL, NY 13088-6447

Mortgage

Document Number	8899
Date	Oct 4, 2019
Instrument	8899

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	WATERTOWN, NY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Constantia Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,860.00 (+1.47%)
2025	$5,775.00	$130,300 (-) Land $30,300 Building $100,000	$236,909 (+18.18%) Land $55,091 Building $181,818
2023		$130,300 Land $30,300 Building $100,000	$200,462 Land $46,615 Building $153,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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