Stephens County property record for 121 Lovell Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 874 sqft · built 1940 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $182 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T22 053 |
| Primary APN | T22 053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 874 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Tin |
| Lot Area | 121,968 sqft (2.8 acres) |
| Terrain | Gentle Slope |
| Garage Area | 1,632 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 1,040 sqft |
| Pole Barn | 324 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 709100 |
|---|---|
| Street Address | 121 LOVELL RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOTS 43-46, PT 47, 60-63 LYMAN MATHESON S/D |
| Legal Subdivision | LYMAN MATHESON |
| Legal Lot Number | 43-46 44 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 970301 |
121 Lovell Rd is owned and occupied by an individual who acquired it in February 2022.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 LOVELL RD, TOCCOA, GA 30577-3627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2022 |
| Deed Sale | Feb 6, 2022 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 121 Lovell Rd was $182 with a homeowner's exemption.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $182.00 Homeowner's exemption | $9,429 Land $3,866 Building $5,563 | $23,573 Land $9,665 Building $13,908 |
| 2023 | $169.00 Homeowner's exemption | $7,682 Land $3,866 Building $3,816 | $19,204 Land $9,665 Building $9,539 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Lovell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Lovell Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
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