McLennan County property record for 121 Lost Oaks Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,450 sqft · built 1991 |
| Lot Size | 0.383 acres (16,683 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $678,300 (Oct 2024) |
| Tax Bill | $5,384 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-032400-000855-9 |
| Primary APN | 20-032400-000855-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,450 sqft Living Area |
| Gross Area | 3,982 sqft |
| 1st Floor Area | 3,450 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,683 sqft (0.383 acres) |
| Lot Dimensions | 152 ft deep x 111 ft wide |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 14 sqft |
| Patio Area | 387 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 121 LOST OAKS DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | EATON A P ACRES .383 |
| Legal Subdivision | EATON A P |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 3402 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 LOST OAKS DR, WACO, TX 76705-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Dec 19, 2019 | Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 11, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage ALLIANCE BK CTRL TX |
| Nov 28, 2017 | Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Jul 10, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2024 · Amount on Record |
| Deed Sale | Oct 3, 2024 · Amount on Record |
| Prior Sale | Dec 19, 2019 · Amount on Record |
| Deed Document Number | 202437942 |
| Prior Transfer Date | Dec 16, 2019 |
| Prior Transfer Doc | 0000041904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 121 LOST OAKS DR, WACO, TX 76705-1743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046167 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020046167 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 19, 2019 |
| Property Address | 121 LOST OAKS DR, WACO, TX 76705-1743 |
| Document Number | 0000041904 |
| Map Reference | VOL 1711 PG 829 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 2019041904 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 LOST OAKS DR, WACO, TX 76705-1743 |
| Document Number | 0000041905 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 2019041905 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 11, 2019 |
| Property Address | 121 LOST OAKS DR, WACO, TX 76705-1743 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 40927 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 121 LOST OAKS DR WACO TX 767051743, WACO, TX 76705-1743 |
| Document Number | 0000040927 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 40927 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76714 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 10, 2020 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 28, 2017 |
| Property Address | 121 LOST OAKS DR, WACO, TX 76705-1743 |
| Document Number | 0000038968 |
| Map Reference | VOL1711 PG829 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 2017038968 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 121 LOST OAKS DR, WACO, TX 76705-1743 |
| Document Number | 0000038969 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2017038969 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 10, 2017 |
| Property Address | 121 LOST OAKS DR, WACO, TX 76705-1743 |
| Document Number | 0000022081 |
| Instrument Date | Jul 4, 2017 |
| Instrument | 22081 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 601 LAKE AIR DR WACO TX 767105841, WACO, TX 76710-5841 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $483,906 (-6.19%) Land $40,374 Building $443,532 | $483,906 (-6.19%) Land $40,374 Building $443,532 | |
| 2025 | $5,384.00 Homeowner's exemption | $515,830 (+1.19%) Land $36,700 Building $479,130 | $515,830 (+1.19%) Land $36,700 Building $479,130 |
| 2023 | $509,780 Land $36,700 Building $473,080 | $509,780 Land $36,700 Building $473,080 | |
| 2022 | $9,326.00 (+74.03%) | ||
| 2018 | $5,359.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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