Hampden County and Chicopee City property record for 121 Lorraine St, Chicopee, MA 01013
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,440 sqft · built 2002 |
| Lot Size | 0.226 acres (9,824 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,500 (Feb 2012) |
| Tax Bill | $6,445 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Aug 2021 Refinance |
| Flood Zone | Zone X (reduced by levee) |
| APN | 277-00011 |
| Primary APN | 277-00011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 3,972 sqft |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,220 sqft |
| Unfinished Basement | 1,220 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,824 sqft (0.226 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 277-00011 |
|---|---|
| Street Address | 121 LORRAINE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1730 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 811102 |
121 Lorraine St, a duplex, is owned and occupied by an individual who bought it in February 2012.
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 LORRAINE ST, CHICOPEE, MA 01013-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2012 · Amount on File |
| Deed Sale | Feb 17, 2012 · Amount on File |
| Prior Sale | Feb 6, 2002 · Amount on File |
| Deed Book / Page | 19126 / 587 |
| Transfer Doc | 019126-587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 121 LORRAINE ST, CHICOPEE, MA 01013-1730 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024059-118 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 24059/118 |
| Instrument | 56720 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 121 LORRAINE ST, CHICOPEE, MA 01013-1730 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24059-118 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 24059/118 |
| Instrument | 56720 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
The 2026 property tax bill for 121 Lorraine St was $6,445, up 9% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,445.00 (+9.03%) | $422,900 (+8.46%) Land $109,100 Building $313,800 | $418,528 |
| 2025 | $5,911.00 (+7.65%) | $389,900 (+4.81%) Land $99,800 Building $290,100 | |
| 2024 | $5,491.00 (+8.75%) | $372,000 (+11.61%) Land $97,900 Building $274,100 | |
| 2023 | $5,049.00 | $333,300 Land $88,900 Building $244,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Lorraine St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 121 Lorraine St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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