Catoosa County property record for 121 Lori Ln, Ringgold, GA 30736 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,532 sqft · built 1997 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,500 (Sep 1997) |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0039N004000 |
| Primary APN | 0039N004000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,532 sqft Heated Area |
| 1st Floor Area | 1,532 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 182 ft deep x 108 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 128 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20115 |
|---|---|
| Street Address | 121 LORI LN |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 PRESTONS LANDING |
| Legal Subdivision | PRESTONS LANDING |
| Legal Lot Number | 4 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30306 |
Source: Catoosa County records · APN 0039N004000
Assessment roll updated February 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 LORI LN, RINGGOLD, GA 30736-3055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY MORTGAGE |
| Mar 19, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Mar 24, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 18, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 1997 · Amount on Record |
| Deed Sale | Sep 24, 1997 · Amount on Record |
| Deed Book / Page | 604 / 394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 17, 2026 |
| Property Address | 121 LORI LN, RINGGOLD, GA 30736-3055 |
| Document Number | 0024420000000414 |
| Book / Page | 2442 / 414 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 202625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 121 LORI LN, RINGGOLD, GA 30736-3055 |
| Document Number | 0000000025, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 2442/414 |
| Instrument | 202625 |
| Name | GUARANTY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 121 LORI LN, RINGGOLD, GA 30736-3055 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 121 LORI LN, RINGGOLD, GA 30736-3055 |
| Document Number | 0023750000000161 |
|---|---|
| Date | Mar 19, 2025 |
| Book Page | 0000002375/0000000161 |
| Name | REGIONS BANK |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 121 LORI LN, RINGGOLD, GA 30736-3055 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 121 LORI LN, RINGGOLD, GA 30736-3055 |
| Document Number | 0023750000000696 |
|---|---|
| Date | Mar 24, 2025 |
| Book Page | 0000002375/0000000696 |
| Instrument | D2025001784 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 121 LORI LN, RINGGOLD, GA 30736-3055 |
| Document Number | 0020820849 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 LORI LN RINGGOLD GA 307363055, RINGGOLD, GA 30736-3055 |
| Document Number | 0020820849 |
|---|---|
| Date | Oct 02, 2020 |
| Book Page | 002082/000849 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Catoosa County records · Assessment roll updated February 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 (+10.58%) Homeowner's exemption | $116,544 (+34.81%) Land $12,000 Building $104,544 | $291,360 (+34.81%) Land $30,000 Building $261,360 |
| 2023 | $1,890.00 (+20.31%) Homeowner's exemption | $86,448 Land $12,000 Building $74,448 | $216,120 Land $30,000 Building $186,120 |
| 2022 | $1,571.00 |
Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470303061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 35% of the US · above 13% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Ringgold Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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