121 Lori Ln, #1, Aptos, CA 95003 Property Records

Santa Cruz County property record for 121 Lori Ln, #1, Aptos, CA 95003

Property Summary

Property TypeTriplex
Details5 bd · 6 ba · 4,843 sqft · built 1999
Lot Size0.393 acres (17,119 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Dec 1998)
Tax Bill$15,768 (2025)
Deeds & MortgagesMar 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN041-021-35

Property Details

APN / Parcel Number

Primary APN041-021-35
Alternative APN
  • 041-021-35-000

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Building Area4,843 sqft Living Area
Gross Area6,055 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTriplex
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area17,119 sqft (0.393 acres)
TerrainSteep
Garage TypeAttached
Garage Area1,212 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal

Location & Zoning

Street Address121 LORI LN, 1
CityAPTOS
StateCA
Zip95003-3472
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRM-3
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 LORI LN, B, APTOS, CA 95003-3472
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 1998 · Amount on Record
Deed SaleDec 31, 1998 · Amount on Record
Prior SaleMar 26, 1996 · Amount on Record
Deed Document Number199880885
Prior Transfer DateMar 11, 1996
Prior Transfer Doc0000016438
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address121 LORI LN # 1, 1, APTOS, CA 95003-3472
Transaction TypeMortgage
Record UpdatedMar 23, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 LORI LN, APTOS, CA 95003-3472

Mortgage

Document Number0000007844
DateMar 10, 2022
Instrument2022-0007844
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,092,555 (+2%) Land $340,198 Building $752,357
2025$15,768.00 (+10.34%)$1,071,132 (+4.04%) Land $333,527 Building $737,605
2023$14,290.00 (+2.53%)$1,029,539 Land $320,576 Building $708,963
2022$13,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Nearby Properties on Lori Ln

Nearby Streets

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