121 Lone Oak Rd, Ranson, WV 25438 Property Records

Jefferson County property record for 121 Lone Oak Rd, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,790 sqft · built 1981
Lot Size	3.13 acres (136,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,242 (Feb 2023)
Tax Bill	$2,908 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-7-0008.0008`

Property Details

APN / Parcel Number

Primary APN	`02-7-0008.0008`
Alternative APN	`19-02-7-0008.0008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,790 sqft Living Area
1st Floor Area	3,180 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	136,343 sqft (3.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	121 LONE OAK RD
City	RANSON
State	WV
Zip	25438-5618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK B #7 LONE OAK FARM
Legal Subdivision	LONE OAK FARM
Legal Block	7,B
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	4
Census Block	4060
Census Tract	972402

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 LONE OAK RD, RANSON, WV 25438-5618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 15, 2019	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	20231307
Deed Book / Page	1297 / 150
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Feb 10, 2023
Property Address	121 LONE OAK RD, RANSON, WV 25438-5618
Document Number	001297/150
Book / Page	1297 / 150
Map Reference	MB 4 PG 54
Instrument Date	Feb 6, 2023
Instrument	202300001307
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 LONE OAK RD, RANSON, WV 25438-5618

Mortgage

Document Number	202300001308
Date	Feb 10, 2023
Instrument	202300001308

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 15, 2019
Property Address	121 LONE OAK RD, RANSON, WV 25438-5618
Document Number	1226/724
Book / Page	1226 / 724
Map Reference	MB 4 PG 54
Instrument Date	Jun 25, 2019
Instrument	201900008427
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,538.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201900008428
Date	Jul 15, 2019
Instrument	201900008428

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,908.00 (+1.93%)	$252,200 (+2.69%) Land $104,200 Building $148,000	$420,333 (+2.7%) Land $173,667 Building $246,667
2025	$2,853.00 (+10.54%)	$245,600 (+11.13%) Land $95,700 Building $149,900	$409,300 (+11.1%) Land $159,500 Building $249,800
2023	$2,581.00	$221,000 Land $95,700 Building $125,300	$368,400 Land $159,500 Building $208,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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