121 Lone Oak Path, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 121 Lone Oak Path, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Feb 2017)
Tax Bill$12,206 (2024)
Deeds & MortgagesSep 2019 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473489 122.-5-22.2

Property Details

APN / Parcel Number

Primary APN473489 122.-5-22.2
Alternative APNs
  • 0800-122.00-05.00-022.002
  • 348912200000050220020000
  • 47340028936

Exterior

Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Street Address121 LONE OAK PATH
CitySMITHTOWN
StateNY
Zip11787-4280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18-737476.2 TC-84 *1407 LOTS 239-240 SMITHTOWN PINES UNIT 2
Legal SubdivisionSMITHTOWN PINES UN 2
Legal Block5
Legal Lot Number22
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2024
Census Tract135500

Owner

121 Lone Oak Path is owned and occupied by two individuals who bought it in February 2017.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address121 LONE OAK PATH, SMITHTOWN, NY 11787-4280
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
ROCHESTER HM EQUITY
Feb 1, 2017Grant Deed, Transfer · Conventional Mortgage
ROCHESTER HM EQUITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2017 · Amount on File
Deed SaleFeb 1, 2017 · Amount on File
Deed Book / Page12898 / 971
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address121 LONE OAK PATH, SMITHTOWN, NY 11787-4280
Document Number0230670249
Instrument DateSep 17, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 LONE OAK PATH SMITHTOWN NY 117874280, SMITHTOWN, NY 11787-4280

Mortgage

Document Number0230670249
DateOct 7, 2019
Book Page023067/000249
Lender
NameROCHESTER HM EQUITY
TypeFunding / Finance Company
AddressPITTSFORD, NY 14534
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 6, 2049

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateFeb 1, 2017
Property Address121 LONE OAK PATH, SMITHTOWN, NY 11787-4280
Document Number0128980971
Book / Page012898 / 000971
Instrument DateJan 12, 2017
Transaction TypeTransfer
Record UpdatedJan 9, 2019
Title CompanyMAGNOLIA ABSTRACT SERVICES INC, MAGNOLIA ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address171 5TH ST LINDENHURST NY 11757, LINDENHURST, NY 11757

Mortgage

Document Number227850127
DateFeb 1, 2017
Book Page022785/000127
Lender
NameROCHESTER HM EQUITY
TypeFunding / Finance Company
AddressPITTSFORD, NY 14534
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 31, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictHauppauge Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,390 Land $350 Building $6,040$798,750 Land $43,750 Building $755,000
2024$12,206.00
2023$6,390 Land $350 Building $6,040$7,345 Land $402 Building $6,943

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 121 Lone Oak Path in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Lone Oak Path is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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