Hampden County and Holyoke City property record for 121 Locust St, Holyoke, MA 01040
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,952 sqft · built 1925 |
| Lot Size | 0.23 acres (10,032 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Dec 2025) |
| Tax Bill | $5,538 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0077 B:0004 L:2 |
| Primary APN | HOLY M:0077 B:0004 L:2 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,952 sqft Living Area |
| Gross Area | 6,102 sqft |
| Basement Area | 1,470 sqft |
| Unfinished Basement | 1,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,032 sqft (0.23 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 121 LOCUST ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-3103 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-2 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 812001 |
121 Locust St, a duplex, is owned and occupied by two individuals who bought it in December 2025.
Source: Hampden County and Holyoke City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 LOCUST ST, HOLYOKE, MA 01040-3103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on File |
| Deed Sale | Dec 11, 2025 · Amount on File |
| Deed Book / Page | 26146 / 348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Dec 11, 2025 |
| Property Address | 121 LOCUST ST, HOLYOKE, MA 01040-3103 |
| Document Number | 026146-348 |
| Book / Page | 26146 / 348 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 59423 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Number | 0000059424 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 59424 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 121 Locust St was $5,538, up 6.8% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,538.00 (+6.79%) | $317,700 (+6.97%) Land $45,700 Building $263,100 | $343,898 |
| 2025 | $5,186.00 (+6.82%) | $297,000 (+15.93%) Land $42,800 Building $254,200 | |
| 2024 | $4,855.00 (+8.52%) | $256,200 (+7.42%) Land $40,500 Building $215,700 | |
| 2023 | $4,474.00 | $238,500 Land $40,500 Building $198,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 121 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Netafy Fixed Wireless | 150 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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