121 Lakeview Dr, Georgetown, KY 40324 Property Records

Scott County property record for 121 Lakeview Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Lot Size	0.855 acres (37,244 sqft)
Owner	Individual Name on Record
Last Sale	$517,500 (Apr 2023)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063-00-144.000`

Property Details

APN / Parcel Number

Primary APN	`063-00-144.000`

Interior

Stories	1 Story
Building Area	2,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Lot Area	37,244 sqft (0.855 acres)
Garage Type	Attached
Garage Area	480 sqft

Location & Zoning

Street Address	121 LAKEVIEW DR
City	GEORGETOWN
State	KY
Zip	40324-9496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRONWORKS ESTATES
Legal Subdivision	IRONWORKS ESTATES
Legal Lot Number	121
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1033
Census Tract	40601

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 LAKEVIEW DR, GEORGETOWN, KY 40324-9496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Apr 13, 2023	Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Nov 4, 2021	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Dec 4, 2021 · Amount on Record
Deed Document Number	2023470822
Deed Book / Page	441 / 202
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	121 LAKEVIEW DR, GEORGETOWN, KY 40324-9496
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 LAKEVIEW DR, GEORGETOWN, KY 40324-9496

Mortgage

Document Number	0M1876/695
Date	Jan 9, 2026
Book Page	M1876/695
Instrument	568359

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 13, 2023
Property Address	121 LAKEVIEW DR, GEORGETOWN, KY 40324-9496
Document Number	00D441/202
Book / Page	D441 / 202
Map Reference	SL 424
Instrument Date	Apr 12, 2023
Instrument	470822
Transaction Type	Transfer
Record Updated	May 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1816 WOODLAKE RD, STAMPING GROUND, KY 40379-9783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 LAKEVIEW DR, GEORGETOWN, KY 40324-9496

Mortgage

Document Number	0000470825
Date	Apr 13, 2023
Instrument	470825

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 4, 2021
Property Address	121 LAKEVIEW DR, GEORGETOWN, KY 40324-9496
Document Number	00D429/172
Book / Page	D429 / 172
Map Reference	PL 424
Instrument Date	Nov 2, 2021
Instrument	445045
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	ACUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3520 BULL RUN CT, MELBOURNE, FL 32934-8301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	121 LAKEVIEW DR, GEORGETOWN, KY 40324-9496

Mortgage

Document Number	0000445046
Date	Nov 4, 2021
Instrument	445046

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,500 (+5.8%)	$547,500 (+5.8%)
2025	$4,609.00 (+22.22%)	$517,500 (+24.4%)	$517,500 (+24.4%)
2023	$3,771.00	$416,000 Land $75,000 Building $341,000	$416,000 Land $75,000 Building $341,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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