121 Keen Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 121 Keen Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,672 sqft · built 1998
Lot Size	0.711 acres (30,971 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Apr 2026)
Tax Bill	$2,966 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`50056`

Property Details

APN / Parcel Number

Primary APN	`50056`
Alternative APNs	`1333740` `1363431`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,672 sqft Finished Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Metal
Lot Area	30,971 sqft (0.711 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	470 sqft
Storage Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1363431
Street Address	121 KEEN DR
City	SHELBY
State	NC
Zip	28152-8191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#29 PB19-129 HAWKS RIDGE
Legal Subdivision	HAWKS RIDGE
Legal Block	1
Legal Lot Number	139
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2013
Census Tract	951503

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 KEEN DR, SHELBY, NC 28152-8191
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST BANK
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST BANK
Feb 11, 2026	Intrafamily Transfer, Transfer
Nov 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	May 8, 2015 · Amount on Record
Deed Document Number	2026200127228
Deed Book / Page	1972 / 282
Prior Transfer Date	Feb 10, 2026
Prior Transfer Doc	0019662961
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	121 KEEN DR, SHELBY, NC 28152-8191
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KEEN DR, SHELBY, NC 28152-8191

Mortgage

Document Number	0018760814
Date	Jun 23, 2022
Book Page	1876/814
Instrument	200074774

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 20, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 20, 2026
Property Address	121 KEEN DR, SHELBY, NC 28152-8191
Document Number	0200127228
Book / Page	1972 / 282
Instrument Date	Apr 14, 2026
Instrument	2026.200127228
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KEEN DR, SHELBY, NC 28152-8191

Mortgage

Document Number	0200127229,
Date	Apr 20, 2026
Instrument	2026.200127229

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 20, 2026
Property Address	121 KEEN DR, SHELBY, NC 28152-8191
Document Number	0019720282
Book / Page	1972 / 282
Instrument Date	Apr 14, 2026
Instrument	2026.200127228
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KEEN DR, SHELBY, NC 28152-8191

Mortgage

Document Number	0200127228,
Date	Apr 20, 2026
Book Page	1972/285
Instrument	2026.200127228

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 11, 2026
Property Address	121 KEEN DR, SHELBY, NC 28152-8191
Document Number	0019662961
Book / Page	1966 / 2961
Map Reference	MB 19 PG 129
Instrument Date	Feb 10, 2026
Instrument	200124491
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KEEN DR, SHELBY, NC 28152-8191

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Nov 10, 2020
Property Address	121 KEEN DR, SHELBY, NC 28152-8191
Document Number	0018252808
Book / Page	1825 / 2808
Map Reference	PL 19 PG 129
Instrument Date	Nov 6, 2020
Instrument	200046634
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 KEEN DR, 121, SHELBY, NC 28152-8191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KEEN DR, SHELBY, NC 28152-8191

Mortgage

Document Number	18252811
Date	Nov 10, 2020
Instrument	1825/2811

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,966.00 (+8.09%)	$310,097 (-) Land $22,183 Building $287,914	$310,097 (-) Land $22,183 Building $287,914
2025	$2,744.00	$310,097 (+45.12%) Land $22,183 Building $287,914	$310,097 (+45.12%) Land $22,183 Building $287,914
2023		$213,687 Land $17,561 Building $196,126	$213,687 Land $17,561 Building $196,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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