121 Kathy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 121 Kathy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2026)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 3 more
APN	`09-08-0-207-008`

Property Details

APN / Parcel Number

Primary APN	`09-08-0-207-008`

Interior

Full Baths	2 Baths
Building Area	1,008 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Split Level
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Mixed
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	121 KATHY DR
City	O FALLON
State	IL
Zip	62269-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHILOH HILLS 1ST ADD LOT/SEC-16 A02756478
Legal Subdivision	SHILOH HILLS 1ST ADD
Legal Block	207
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	2
Census Block	2018
Census Tract	503907

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 KATHY DR, O FALLON, IL 62269-3632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FCB BANK
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Feb 19, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jan 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage DLP LENDING FUND LLC
Dec 6, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Aug 17, 2022 · Amount on Record
Deed Document Number	20262885095
Prior Transfer Date	Aug 23, 2018
Prior Transfer Doc	0002588717
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 1, 2026
Property Address	121 KATHY DR, O FALLON, IL 62269-3632
Document Number	0002885095
Instrument Date	May 21, 2026
Instrument	20262885095
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KATHY DR, O FALLON, IL 62269-3632

Mortgage

Date	Jun 1, 2026

Lender

Name	FCB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 17, 2022
Property Address	121 KATHY DR, O FALLON, IL 62269-3632
Document Number	0A02756478
Map Reference	MB 61 PG 70
Instrument Date	Aug 9, 2022
Instrument	A02756478
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KATHY DR, O FALLON, IL 62269-3632

Mortgage

Document Number	0A02756479
Date	Aug 17, 2022
Instrument	A02756479

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 19, 2020
Property Address	121 KATHY DR, O FALLON, IL 62269-3632
Document Number	00A2642706
Instrument Date	Feb 14, 2020
Instrument	2642706
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	151 OWALN CIR #102 WAHIAWA HI 96786, 102, WAHIAWA, HI 96786

Mortgage

Document Number	A2642707
Date	Feb 19, 2020
Instrument	2642707

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

Interest

Rate	3.37%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	121 KATHY DR, O FALLON, IL 62269-3632
Document Number	00A2601383
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	812 WHITE HORSE LN O FALLON IL 622696836, O FALLON, IL 62269-6836

Mortgage

Document Number	00A2601383
Date	Jan 11, 2019
Instrument	2601383

Lender

Name	DLP LENDING FUND LLC
Type	Bank
Address	BETHLEHEM, PA 18018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 6, 2018
Property Address	121 KATHY DR, O FALLON, IL 62269-3632
Document Number	00A2598176
Instrument Date	Nov 7, 2018
Instrument	2598176
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$46.80
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	812 WHITE HORSE LN O FALLON IL 622696836, O FALLON, IL 62269-6836

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,228.00 (+8.35%)	$57,236 (+8.73%) Land $8,848 Building $48,388	$171,708 (+8.73%) Land $26,544 Building $145,164
2024	$3,902.00	$52,641 (+27.18%) Land $8,138 Building $44,503	$157,923 (+27.18%) Land $24,414 Building $133,509
2022		$41,391 Land $7,358 Building $34,033	$124,173 Land $22,074 Building $102,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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