McHenry County property record for 121 Iona Ter, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,098 sqft · built 1928 |
| Lot Size | 0.194 acres (8,468 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Nov 2012) |
| Tax Bill | $5,130 (2024) |
| Deeds & Mortgages | Dec 2023 Transfer Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-26-157-001 |
| Primary APN | 19-26-157-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,098 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Basement Area | 1,098 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,468 sqft (0.194 acres) |
| Garage Type | Detached |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 121 IONA TER |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0031751 LT 16 BLK 28 MERRILL, F E & CO ALGONQUIN HILLS UNIT 2 |
| Legal Subdivision | CO ALGONQUIN HILLS |
| Legal Block | 28 |
| Legal Lot Number | 16 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 871311 |
Source: McHenry County records, as of June 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 IONA TER, ALGONQUIN, IL 60102-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Intrafamily Transfer, Transfer |
| Nov 16, 2023 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2012 · Amount on Record |
| Deed Sale | Nov 5, 2012 · Amount on Record |
| Prior Sale | Jan 13, 1999 · Amount on Record |
| Deed Document Number | 201252343 |
| Prior Transfer Date | May 31, 1995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 19, 2023 |
| Property Address | 121 IONA TER, ALGONQUIN, IL 60102-1829 |
| Document Number | 0000031751 |
| Map Reference | DOC 74120 PG 71 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023R0031751 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 IONA TER, ALGONQUIN, IL 60102-1829 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 121 IONA TER, ALGONQUIN, IL 60102-1829 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000029075 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023R0029075 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,130.00 | $73,586 (+25.03%) Land $20,882 Building $52,704 | $220,758 (+25.03%) Land $62,646 Building $158,112 |
| 2022 | Homeowner's exemption | $58,855 Land $15,205 Building $43,650 | $176,565 Land $45,615 Building $130,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1990–2020) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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