121 Howard St, Northborough, MA 01532 Property Records

Worcester County and Northborough Town property record for 121 Howard St, Northborough, MA 01532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,146 sqft · built 1969
Lot Size	0.947 acres (41,269 sqft)
Owner	2 Individual Names on File
Last Sale	$233,900 (Aug 1999)
Tax Bill	$10,551 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NBOR M:0440 L:0049`

Property Details

APN / Parcel Number

Primary APN	`NBOR M:0440 L:0049`
Alternative APN	`M:056.0 B:0000 L:0007.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	4,712 sqft
1st Floor Area	2,160 sqft
Basement Area	1,918 sqft
Unfinished Basement	1,918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,269 sqft (0.947 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	121 HOWARD ST
City	NORTHBOROUGH
State	MA
Zip	01532-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	49
Jurisdiction	NORTHBOROUGH MA
Township / Civil Division	NORTHBOROUGH
Census Block Group	3
Census Block	3029
Census Tract	740101

Owner

121 Howard St is owned and occupied by two individuals who acquired it in February 2021.

Source: Worcester County and Northborough Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 HOWARD ST, NORTHBOROUGH, MA 01532-1316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 19, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 1999 · Amount on File
Deed Sale	Aug 16, 1999 · Amount on File
Deed Book / Page	21736 / 193
Last Transfer Date	Feb 10, 2021
Transfer Doc	64506-51
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBOROUGH MA
Property Address	121 HOWARD ST, NORTHBOROUGH, MA 01532-1316
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64808-335
Date	Mar 30, 2021
Book Page	64808/335
Instrument	43572

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBOROUGH MA
Recording Date	Feb 19, 2021
Property Address	121 HOWARD ST, NORTHBOROUGH, MA 01532-1316
Document Number	64506-51
Book / Page	64506 / 51
Instrument Date	Feb 10, 2021
Instrument	24039
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 HOWARD ST, NORTHBOROUGH, MA 01532-1316

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBOROUGH MA
Recording Date	Apr 24, 2018
Property Address	121 HOWARD ST, NORTHBOROUGH, MA 01532-1316
Document Number	58703-21
Book / Page	058703 / 000021
Instrument Date	Apr 19, 2018
Instrument	38086
Transaction Type	Transfer
Record Updated	May 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HOWARD ST NORTHBOROUGH MA 015321316, NORTHBOROUGH, MA 01532-1316

Tax Assessment & Valuation

The 2025 property tax bill for 121 Howard St was $10,551, up 1% from the year before.

Source: Worcester County and Northborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Northborough Town
Elementary School District	Northborough School District (KG - 08)
Secondary School District	Northborough-Southborough School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,551.00 (+1%)	$740,400 (+10.23%) Land $276,500 Building $463,900	$814,625 (+4.75%)
2024	$9,592.00 (+7.59%)	$671,700 (+11.43%) Land $229,200 Building $442,500	$777,670
2023	$8,915.00	$602,800 Land $216,400 Building $386,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Howard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHBOROUGH WATER DEPARTMENT (MWRA) serves 13,551 people · EPA ID MA2215000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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