121 Holmes Ln, Fort Bragg, CA 95437 Property Records

Mendocino County property record for 121 Holmes Ln, Fort Bragg, CA 95437

Property Summary

Property Type	Single Family Home
Lot Size	0.119 acres (5,202 sqft)
Owner	Individual Name on File
Tax Bill	$2,461 (2025)
Deeds & Mortgages	Jun 2026 Reverse Mortgage Dec 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-350-25`

Property Details

APN / Parcel Number

Primary APN	`008-350-25`
Alternative APN	`008-350-25-00`

Exterior

Lot Area	5,202 sqft (0.119 acres)

Location & Zoning

Old Parcel Number	008-350-25
Street Address	121 HOLMES LN
City	FORT BRAGG
State	CA
Zip	95437-3061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 25 OF DIVISION 1-93, GLASS BEACH SUB FILED OCT 20, 1993 IN C2, D58, P34, 35 & 36, MCR.
Legal Subdivision	GLASS BEACH SUB
Legal Block	1
Legal Lot Number	25
Jurisdiction	MENDOCINO CA
Township / Civil Division	FORT BRAGG
Census Block Group	1
Census Block	1012
Census Tract	10400

Owner

121 Holmes Ln is owned and occupied by an individual who acquired it in November 2022.

Source: Mendocino County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	121 HOLMES LN, FORT BRAGG, CA 95437-3061
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE
Dec 14, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage ALL REVERSE MORTGAGE INC
Sep 30, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 2, 2022
Transfer Doc	0000013605
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Recording Date	Jun 25, 2026
Property Address	121 HOLMES LN, FORT BRAGG, CA 95437-3061
Document Number	0000005497
Instrument Date	May 14, 2026
Instrument	20265497
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HOLMES LN, FORT BRAGG, CA 95437-3061

Mortgage

Document Number	0000005497,
Date	Jun 25, 2026
Instrument	20265497

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	917 Months
Due	Nov 5, 2102

Interest

Rate	6.3%
Max Rate	-1%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	Dec 14, 2022
Property Address	121 HOLMES LN, FORT BRAGG, CA 95437-3061
Document Number	0000013605
Map Reference	CASE 2 DR 58 PG34-36
Instrument Date	Nov 2, 2022
Instrument	2022-13605
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HOLMES LN, FORT BRAGG, CA 95437-3061

Mortgage

Document Number	0000013606
Date	Dec 14, 2022
Instrument	2022-13606

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.8%

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MENDOCINO CA
Recording Date	Sep 30, 2022
Property Address	121 HOLMES LN, FORT BRAGG, CA 95437-3061
Document Number	0000011358
Map Reference	CASE 2 DR 58 PG 34-3
Instrument Date	Sep 28, 2022
Instrument	2022-11358
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 121 Holmes Ln was $2,461 with a homeowner's exemption, up 2.9% from the year before.

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Fort Bragg City
Unified School District	Fort Bragg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$209,471 (+2%) Land $94,026 Building $115,445
2025	$2,461.00 (+2.93%) Homeowner's exemption	$205,365 Land $92,183 Building $113,182
2024	$2,391.00
2023	$2,391.00 Homeowner's exemption	$197,392 Land $88,604 Building $108,788
2020	$2,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 121 Holmes Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Holmes Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT BRAGG serves 7,117 people · EPA ID CA2310001
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200

May also be available: T-Mobile.

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