121 Haverhill Rd, Joppa, MD 21085 Property Records

Harford County property record for 121 Haverhill Rd, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2 ba · 910 sqft · built 1978
Lot Size	0.131 acres (5,723 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Dec 2019)
Tax Bill	$2,433 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jun 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`01-127195`

Property Details

APN / Parcel Number

Primary APN	`01-127195`
Alternative APNs	`1127195` `127195`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	910 sqft Total Area
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,723 sqft (0.131 acres)
Deck Area	120 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	127195
Street Address	121 HAVERHILL RD
City	JOPPA
State	MD
Zip	21085-4733
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 110A B 71 5723 SF 121 HAVERHILL ROAD JOPPATOWNE S6 PT 24/64
Legal Subdivision	JOPPATOWNE
Legal Block	71
Legal Lot Number	71,110A
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 HAVERHILL RD, JOPPA, MD 21085-4733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP
Jun 17, 2019	Grant Deed, Transfer · Construction Mortgage ABOVE GRADE CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Book / Page	13589 / 194
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 11, 2019
Property Address	121 HAVERHILL RD, JOPPA, MD 21085-4733
Document Number	0135890194
Book / Page	13589 / 0194
Map Reference	MB HDC24 FO 64
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	INTEGRITY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	121 HAVERHILL RD, JOPPA, MD 21085-4733

Mortgage

Document Number	0013589200
Date	Dec 11, 2019
Instrument	13589/200

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 17, 2019
Property Address	121 HAVERHILL RD, JOPPA, MD 21085-4733
Document Number	0133080218
Book / Page	013308 / 000218
Instrument Date	Jun 7, 2019
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	141 S EAST AVE BALTIMORE MD 212242204, BALTIMORE, MD 21224-2204

Mortgage

Document Number	133080224
Date	Jun 17, 2019
Book Page	013308/000224

Lender

Name	ABOVE GRADE CAPITAL LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 16, 2020

Interest

Rate	9%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,433.00 (+25.74%) Homeowner's exemption	$223,267 (+21.85%)	$235,300 (+18.12%) Land $55,000 Building $180,300
2025	$1,935.00 (+11.27%) Homeowner's exemption
2023		$183,233	$199,200 Land $55,000 Building $144,200
2022	$1,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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