121 Harvest Cir, Williamsburg, VA 23185 Property Records

James City County property record for 121 Harvest Cir, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,450 sqft · built 1997
Lot Size	0.435 acres (18,992 sqft)
Owner	Individual Name on Record
Last Sale	$915,000 (Sep 2023)
Tax Bill	$7,358 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-1 16-0-0028`

Property Details

APN / Parcel Number

Primary APN	`47-1 16-0-0028`
Alternative APN	`19896`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,450 sqft Living Area
Basement Area	1,941 sqft
Finished Basement	1,941 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	18,992 sqft (0.435 acres)
Garage Type	Attached
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	146 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19896
Street Address	121 HARVEST CIR
City	WILLIAMSBURG
State	VA
Zip	23185-3183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED RESIDENTIAL
Legal Description	L-28 S-3B SETTLER'S MILL
Legal Subdivision	SETTLERS MILL
Legal Lot Number	28
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1020
Census Tract	80202

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	121 HARVEST CIR, WILLIAMSBURG, VA 23185-3183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Warranty Deed, Transfer · ARM MOVEMENT MORTGAGE LLC
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	202309752
Prior Transfer Date	Sep 11, 2023
Prior Transfer Doc	0202309752
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 11, 2023
Property Address	121 HARVEST CIR, WILLIAMSBURG, VA 23185-3183
Document Number	0202309752
Instrument Date	Sep 1, 2023
Instrument	202309752
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 2ND ST S, ARLINGTON, VA 22204-1301

Mortgage

Document Number	0202309755
Date	Sep 12, 2023
Instrument	202309755

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Margin	3

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 17, 2021
Property Address	121 HARVEST CIR, WILLIAMSBURG, VA 23185-3183
Document Number	0210024528
Instrument Date	Dec 6, 2021
Instrument	210024528
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HARVEST CIR, WILLIAMSBURG, VA 23185-3183

Mortgage

Document Number	0210024529
Date	Dec 17, 2021
Instrument	210024529

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	5 Months
Due	May 12, 2022

Interest

Rate Type	Fixed Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 1, 2020
Property Address	121 HARVEST CIR, WILLIAMSBURG, VA 23185-3183
Document Number	0000007764
Instrument Date	May 20, 2020
Instrument	7764
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HARVEST CIR WILLIAMSBURG VA 231853183, WILLIAMSBURG, VA 23185-3183

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,358.00 (+6.41%)	$886,600 (+50.88%) Land $133,400 Building $753,200	$886,600 (+50.88%) Land $133,400 Building $753,200
2024	$6,915.00 (+41.79%)
2023	$4,877.00	$587,600 (-) Land $93,500 Building $494,100	$587,600 (-) Land $93,500 Building $494,100
2022	$4,877.00 (+12.19%)	$587,600 Land $93,500 Building $494,100	$587,600 Land $93,500 Building $494,100
2019	$4,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2006–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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