121 Harrison Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 121 Harrison Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,140 sqft · built 1973
Lot Size	0.275 acres (11,996 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Oct 2020)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-35-662640-001691`

Property Details

APN / Parcel Number

Primary APN	`26-28-35-662640-001691`
Alternative APNs	`352826662640001691` `52826000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,140 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	1,380 sqft
Upper Floors Area	760 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,996 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	480 sqft
Pool Area	512 sqft
Porch	Florida Room
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	121 HARRISON RD
City	WINTER HAVEN
State	FL
Zip	33884-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS EAST LAKE FLORENCE UNIT PB 17 PG 47 IN S35 T28 R26 LOTS 169 N 10 FT & 170 & S 15 FT OF 171 & S 15 FT OF 172 & S 15 FT OF E 30 FT OF 173 BEING LOT 45 OF UNREC GARDEN GROVE WEST
Legal Range	26E
Legal Township	28S
Legal Section	35
Legal Subdivision	ELOISE WOODS EAST LAKE FLORENCE UNIT
Legal Tract	662640
Legal Block	1
Legal Lot Number	169
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1033
Census Tract	14001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 HARRISON RD, WINTER HAVEN, FL 33884-2267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Oct 27, 2020	Warranty Deed, Transfer · VA Mortgage EMBRACE HM LOANS
Mar 31, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	2020227551
Deed Book / Page	11430 / 456
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	121 HARRISON RD, WINTER HAVEN, FL 33884-2267
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HARRISON RD, CYPRESS GARDENS, FL 33884-2267

Mortgage

Document Number	0000296531
Date	Dec 18, 2025
Book Page	13816/823
Instrument	2025296531

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 27, 2020
Property Address	121 HARRISON RD, WINTER HAVEN, FL 33884-2267
Document Number	0114300456
Book / Page	011430 / 000456
Instrument Date	Oct 23, 2020
Instrument	227551
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HARRISON RD WINTER HAVEN FL 338842267, WINTER HAVEN, FL 33884-2267

Mortgage

Document Number	114300458
Date	Oct 27, 2020
Book Page	011430/000458
Instrument	227552

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 31, 2017
Property Address	121 HARRISON RD, WINTER HAVEN, FL 33884-2267
Document Number	0101070145
Book / Page	010107 / 000145
Instrument Date	Mar 31, 2017
Instrument	62161
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 HARRISON RD WINTER HAVEN FL 338842267, WINTER HAVEN, FL 33884-2267

Mortgage

Document Number	101070147
Date	Mar 31, 2017
Book Page	010107/000147
Instrument	62162

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,442 (+2.7%)	$294,245 (-0.17%) Land $40,198 Building $254,047
2025	$2,939.00 (-10.07%) Homeowner's exemption	$267,227 (+5.99%)	$294,745 (-5.21%) Land $40,198 Building $254,547
2023	$3,268.00 (+0.8%) Homeowner's exemption	$252,132 (+3%)	$310,958 (+7.32%) Land $39,198 Building $271,760
2022	$3,242.00 Homeowner's exemption	$244,788	$289,753 Land $32,998 Building $256,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	134 units insured incl. 91 condo units
Nearby Flood Claims	22 (1979–2022)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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