Otsego County and Otego Town property record for 121 Hamilton Rd, Otego, NY 13825
| Property Type | Mobile Home |
|---|---|
| Details | 924 sqft · built 1995 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,000 (Jun 2018) |
| Tax Bill | $2,905 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364889 297.00-1-18.00 |
| Primary APN | 364889 297.00-1-18.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 924 sqft Living Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Lot Area | 90,605 sqft (2.08 acres) |
| Lot Width | 460 ft Width |
| Porch | Slab |
| Porch Area | 32 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 003380 |
|---|---|
| Street Address | 121 HAMILTON RD |
| City | OTEGO |
| State | NY |
| Zip | 13825-2233 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R2 |
| Legal Description | 988 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTEGO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 591401 |
121 Hamilton Rd, a mobile home, is owned and occupied by two individuals who acquired it in June 2021.
Source: Otsego County and Otego Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 HAMILTON RD, OTEGO, NY 13825-2233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance 21ST CENTURY MORTGAGE CO |
| Jun 24, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on File |
| Deed Sale | Jun 22, 2018 · Amount on File |
| Deed Document Number | 20182778 |
| Last Transfer Date | Jun 15, 2021 |
| Transfer Doc | 0000000528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 121 HAMILTON RD, OTEGO, NY 13825-2233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000877 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-3877 |
| Name | 21ST CENTURY MORTGAGE CO |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Aug 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 24, 2021 |
| Property Address | 121 HAMILTON RD, OTEGO, NY 13825-2233 |
| Document Number | 0000000528 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021-3528 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 121 HAMILTON RD, OTEGO, NY 13825-2233 |
The 2026 property tax bill for 121 Hamilton Rd was $2,905 with a homeowner's exemption, up 19.2% from the year before.
Source: Otsego County and Otego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otego Town |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,905.00 (+19.16%) Homeowner's exemption | ||
| 2025 | $2,438.00 | $105,200 Land $26,700 Building $78,500 | $138,421 Land $35,132 Building $103,289 |
| 2023 | $105,200 Land $26,700 Building $78,500 | $113,118 Land $28,710 Building $84,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Hamilton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Hamilton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures