Seminole County property record for 121 Gingerleaf Ln, Oviedo, FL 32765 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,936 sqft · built 2018 |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Nov 2018) |
| Tax Bill | $6,306 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-513-0000-0950 |
| Primary APN | 03-21-31-513-0000-0950 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,936 sqft Living Area |
| 1st Floor Area | 2,936 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 448 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 121 GINGERLEAF LN |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 95 SOUTHERN OAKS PHASE THREE PB 81 PGS 72-74 |
| Legal Range | 31 |
| Legal Township | 21 |
| Legal Section | 03 |
| Legal Subdivision | SOUTHERN OAKS |
| Legal Phase | 3 |
| Legal Tract | 513 |
| Legal Lot Number | 95 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 21313 |
Source: Seminole County records · APN 03-21-31-513-0000-0950
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 GINGERLEAF LN, OVIEDO, FL 32765-8148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 08, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 08, 2018 · Amount on Record |
| Deed Sale | Nov 08, 2018 · Amount on Record |
| Deed Document Number | 2018127498 |
| Deed Book / Page | 09245 / 1539 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 121 GINGERLEAF LN, OVIEDO, FL 32765-8148 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 121 GINGERLEAF LN, OVIEDO, FL 32765-8148 |
| Document Number | 0098501076 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 9850/1076 |
| Instrument | 2021022714 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 08, 2018 |
| Property Address | 121 GINGERLEAF LN, OVIEDO, FL 32765-8148 |
| Document Number | 0092451539 |
| Book / Page | 09245 / 1539 |
| Map Reference | MB81 PG72 |
| Instrument Date | Nov 05, 2018 |
| Instrument | 2018127498 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | INSPIORED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489 |
| Name | Verified Name |
|---|---|
| Address | 121 GINGERLEAF LN, OVIEDO, FL 32765-8148 |
| Document Number | 2018127499 |
|---|---|
| Date | Nov 08, 2018 |
| Instrument | 2018127499 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,306.00 (+13.93%) Homeowner's exemption | $419,799 (+5.99%) | $625,057 (+27.19%) Land $130,000 Building $495,057 |
| 2023 | $5,535.00 (+2.67%) Homeowner's exemption | $396,085 (+3%) | $491,444 (+0.8%) Land $115,000 Building $376,444 |
| 2022 | $5,391.00 Homeowner's exemption | $384,549 | $487,566 Land $115,000 Building $372,566 |
Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 61 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 27 (1994–2024) |
| Claims Outside the SFHA | 9 of 27 |
| Most Recent Claim | Oct 2024, tidal / storm surge, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | High above 71% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 357 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum, WOW Internet, Cable & Phone, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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