Iredell County property record for 121 Gilcrest Ln, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 2005 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Company Name on File |
| Last Sale | $270,000 (Sep 2025) |
| Tax Bill | $2,110 (2025) |
| Deeds & Mortgages | Apr 2021 Second Mortgage Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4741-06-8110.000 |
| Primary APN | 4741-06-8110.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,080 sqft Heated Area |
| Gross Area | 1,276 sqft |
| 1st Floor Area | 1,080 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Width | 436 ft Width |
| Porch | Slab |
| Porch Area | 76 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80102760 |
|---|---|
| Street Address | 121 GILCREST LN |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | L27 EASTERN HEIGHTS PB 40-120 PH 2 |
| Legal Subdivision | TROUTMAN AREA EAST |
| Legal Block | 6 |
| Legal Lot Number | 27 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | BARRINGER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 61202 |
121 Gilcrest Ln is owned by a company that bought it in September 2025.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 121 GILCREST LN, TROUTMAN, NC 28166-9619 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA |
| Sep 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage TOTAL QUALITY FINANCIAL INC |
| Dec 1, 2021 | Warranty Deed, Transfer UNKNOWN, TRYON TITLE |
| Jun 28, 2018 | Loan Modification, Mortgage · Conventional Mortgage FIFTH THIRD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on File |
| Deed Sale | Sep 8, 2025 · Amount on File |
| Prior Sale | Dec 1, 2021 · Amount on File |
| Deed Book / Page | 3160 / 1708 |
| Prior Transfer Date | Jun 7, 2023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 121 GILCREST LN, TROUTMAN, NC 28166-9619 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 121 GILCREST LN, TROUTMAN, NC 28166-9619 |
| Document Number | 0028031316 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 2803/1316 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Sep 8, 2025 |
| Property Address | 121 GILCREST LN, TROUTMAN, NC 28166-9619 |
| Document Number | 0031601708 |
| Book / Page | 3160 / 1708 |
| Map Reference | MB 40 PG 120 |
| Instrument Date | Aug 8, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 PARKSIDE DR, CONGERS, NY 10920-2127 |
| Name | Verified Name |
|---|---|
| Address | 121 GILCREST LN, TROUTMAN, NC 28166-9619 |
| Document Number | 0031601710 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 3160/1710 |
| Name | TOTAL QUALITY FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Dec 1, 2021 |
| Property Address | 121 GILCREST LN, TROUTMAN, NC 28166-9619 |
| Document Number | 0002876162 |
| Book / Page | 2876 / 162 |
| Map Reference | MB 40 PG 120 |
| Instrument Date | Dec 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | UNKNOWN, TRYON TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 WYLIE TRL, STATESVILLE, NC 28677-9806 |
| Name | Verified Name |
|---|---|
| Address | 2344 AMITY HILL RD, STATESVILLE, NC 28677-9742 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 121 GILCREST LN, TROUTMAN, NC 28166-9619 |
| Document Number | 25672015 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 121 GILCREST LN TROUTMAN NC 281669619, TROUTMAN, NC 28166-9619 |
| Document Number | 25672015 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 002567/002015 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 121 Gilcrest Ln was $2,110.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Municipality | Troutman Town |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,450 (-) Land $40,000 Building $146,450 | $186,450 (-) Land $40,000 Building $146,450 | |
| 2025 | $2,110.00 | $186,450 Land $40,000 Building $146,450 | $186,450 Land $40,000 Building $146,450 |
| 2023 | $2,110.00 | $186,450 Land $40,000 Building $146,450 | $186,450 Land $40,000 Building $146,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Gilcrest Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 121 Gilcrest Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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