121 Gertrude St, Chesapeake, VA 23322 Property Records

State of Virginia property record for 121 Gertrude St, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,817 sqft · built 2025
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$724,875 (Nov 2025)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
APN	`0732006000610`

Property Details

APN / Parcel Number

Primary APN	`0732006000610`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,817 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 GERTRUDE ST
City	CHESAPEAKE
State	VA
Zip	23322-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10: RESID
Legal Description	LOT 61 PATRIOTS RIDGE PH 1 0.230AC
Legal Subdivision	PATRIOTS RIDGE & PATRIOTS WALKE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21009

Owner

Source: State of Virginia records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 GERTRUDE ST, CHESAPEAKE, VA 23322-4517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Jun 9, 2025 · Amount on Record
Deed Document Number	202526469
Deed Book / Page	10915 / 392
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 12, 2025
Property Address	121 GERTRUDE ST, CHESAPEAKE, VA 23322-4517
Document Number	010915/392
Book / Page	10915 / 392
Map Reference	MB 10861 PG 18
Instrument Date	Nov 10, 2025
Instrument	250026469
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 GERTRUDE ST, CHESAPEAKE, VA 23322-4517

Mortgage

Document Number	0250026470
Date	Nov 12, 2025
Instrument	250026470

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: State of Virginia assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$717,600 (+258.8%) Land $225,000 Building $492,600	$717,600 (+258.8%) Land $225,000 Building $492,600
2025	$2,020.00	$200,000 Land $200,000	$200,000 Land $200,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.