121 Freshwater Dr, Hubert, NC 28539 Property Records

Onslow County property record for 121 Freshwater Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,608 sqft · built 1977
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$77,000 (Jun 2005)
Tax Bill	$1,026 (2026)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1308B-70`

Property Details

APN / Parcel Number

Primary APN	`1308B-70`
Alternative APNs	`485659000` `006152`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	485659000
Street Address	121 FRESHWATER DR
City	HUBERT
State	NC
Zip	28539-4459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L121 CROWN POINT
Legal Subdivision	CROWN POINT
Legal Lot Number	121
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2005
Census Tract	2803

Owner

121 Freshwater Dr is owned and occupied by an individual who acquired it in May 2022.

Source: Onslow County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	121 FRESHWATER DR, HUBERT, NC 28539-4459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2005 · Amount on File
Deed Sale	Jun 13, 2005 · Amount on File
Deed Book / Page	2462 / 159
Last Transfer Date	May 3, 2022
Transfer Doc	0057580948
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	May 23, 2022
Property Address	121 FRESHWATER DR, HUBERT, NC 28539-4459
Document Number	0057580948
Book / Page	5758 / 948
Map Reference	MB 10 PG 11
Instrument Date	May 3, 2022
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 FRESHWATER DR, HUBERT, NC 28539-4459

Mortgage

Document Number	0005758953
Date	May 23, 2022
Instrument	5758-953

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

Tax Assessment & Valuation

The 2026 property tax bill for 121 Freshwater Dr was $1,026.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,026.00	$230,090 (+46.85%) Land $50,000 Building $180,090	$230,090 (+46.85%) Land $50,000 Building $180,090
2025	$1,026.00	$156,689 Land $40,000 Building $116,689	$156,689 Land $40,000 Building $116,689
2023	$1,026.00	$156,689 Land $40,000 Building $116,689	$156,689 Land $40,000 Building $116,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Freshwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Freshwater Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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