121 Fox Rd SE, Conover, NC 28613 Property Records

Catawba County property record for 121 Fox Rd SE, Conover, NC 28613

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,758 sqft · built 1978
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (May 2006)
Tax Bill$1,038 (2025)
Deeds & MortgagesOct 2023 Mortgage
Apr 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN3741-11-55-2540

Property Details

APN / Parcel Number

Primary APN3741-11-55-2540
Alternative APN
  • 0033749

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,758 sqft Living Area
1st Floor Area3,516 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area44,867 sqft (1.03 acres)
PorchPorch
Porch Area40 sqft
Patio Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address121 FOX RD SE
CityCONOVER
StateNC
Zip28613-9136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-9A
Legal Description121 FOX RD SE
Legal SubdivisionTHE WILLIAM LEE ISENHOUR
JurisdictionCATAWBA NC
Township / Civil DivisionNEWTON
Census Block Group1
Census Block1006
Census Tract11300

Owner

121 Fox Rd SE is owned and occupied by two individuals who acquired it in August 2011.

Source: Catawba County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address121 FOX RD SE, CONOVER, NC 28613-9136
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Apr 27, 2023Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Nov 3, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 10, 2020Loan Modification, Mortgage · FHA Mortgage
M&T BK
Nov 20, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2006 · Amount on File
Deed SaleMay 19, 2006 · Amount on File
Deed Document Number200614026
Deed Book / Page2751 / 947
Last Transfer DateAug 20, 2011
Transfer Doc0030890634
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address121 FOX RD SE, CONOVER, NC 28613-9136
Transaction TypeMortgage
Record UpdatedOct 18, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 FOX RD SE, CONOVER, NC 28613-9136

Mortgage

Document Number0038341771
DateOct 2, 2023
Book Page3834/1771
Instrument17513
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term474 Months
DueApr 1, 2063

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address121 FOX RD SE, CONOVER, NC 28613-9136
Transaction TypeMortgage
Record UpdatedMay 16, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 FOX RD SE, CONOVER, NC 28613-9136

Mortgage

Document Number0038060964
DateApr 27, 2023
Book Page3806/964
Instrument7171
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueApr 1, 2063

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address121 FOX RD SE, CONOVER, NC 28613-9136
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036110156
DateNov 3, 2020
Book Page3611/156
Instrument22775
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2050

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCATAWBA NC
Property Address121 FOX RD SE, CONOVER, NC 28613-9136
Document Number0036110148
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedDec 3, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 FOX RD SE CONOVER NC 286139136, CONOVER, NC 28613-9136

Mortgage

Document Number0036110148
DateNov 3, 2020
Book Page003611/000148
Instrument22774
Lender
NameM&T BK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 2, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCATAWBA NC
Property Address121 FOX RD SE, CONOVER, NC 28613-9136
Document Number0034311053
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 FOX RD SE CONOVER NC 286139136, CONOVER, NC 28613-9136

Mortgage

Document Number0034311053
DateDec 14, 2017
Book Page003431/001053
Instrument21382
Lender
NameWELLS FARGO BK
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 121 Fox Rd SE was $1,038, down 49.8% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityConover City
Unified School DistrictNewton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,500 (-) Land $19,200 Building $241,300
2025$1,038.00 (-49.78%)$260,500 Land $19,200 Building $241,300
2024$2,067.00
2023$2,067.00$260,500 Land $19,200 Building $241,300$260,500 Land $19,200 Building $241,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Fox Rd SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Fox Rd SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONOVER
serves 15,347 people · EPA ID NC0118020
Water SourcePurchased surface water from CITY OF HICKORY
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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