Kershaw County property record for 121 Findlay Cir, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,940 sqft · built 2023 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $314,221 (Feb 2024) |
| Tax Bill | $1,879 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 320-00-00-009-SKM |
| Primary APN | 320-00-00-009-SKM |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,940 sqft Gross Area |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 14,810 sqft (0.339 acres) |
| Account Number | 17803 |
|---|---|
| Street Address | 121 FINDLAY CIR |
| City | ELGIN |
| State | SC |
| Zip | 29045-9852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGAL WOODS SUBDIV PHASE 2 LOT 9 |
| Legal Subdivision | REGAL WOODS SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970909 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 FINDLAY CIR, ELGIN, SC 29045-9852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2024 · Amount on Record |
| Deed Sale | Feb 14, 2024 · Amount on Record |
| Deed Document Number | 2024-1169 |
| Deed Book / Page | 5087 / 245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Feb 14, 2024 |
| Property Address | 121 FINDLAY CIR, ELGIN, SC 29045-9852 |
| Document Number | 0020241169 |
| Book / Page | 5087 / 245 |
| Map Reference | MB D183 PG 8B-O |
| Instrument Date | Sep 7, 2023 |
| Instrument | 2024-1169 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 27, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $817.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 FINDLAY CIR, ELGIN, SC 29045-9852 |
| Document Number | 0020241170 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 2024-1170 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 1, 2053 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,879.00 (+28.17%) | $314,000 (+922.8%) Land $30,700 Building $283,300 | $314,000 (+922.8%) |
| 2023 | $1,466.00 | $30,700 Land $30,700 | $30,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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