121 Fairmount Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 121 Fairmount Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,256 sqft · built 1949
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Sep 2019)
Tax Bill	$6,515 (2026)
Deeds & Mortgages	Mar 2025 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-G B:0001 L:0010`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-G B:0001 L:0010`
Alternative APNs	`M:010=G B:0001 L:0010` `10194018`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,256 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	848 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,499 sqft (0.149 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	10194018
Street Address	121 FAIRMOUNT AVE
City	SAUGUS
State	MA
Zip	01906-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2010
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 FAIRMOUNT AVE, SAUGUS, MA 01906-1415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LIBERTY BAY CREDIT UNION
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 22, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LIBERTY BAY CREDIT UNION
Sep 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Aug 7, 2015
Deed Book / Page	37882 / 559
Prior Transfer Date	Sep 25, 2018
Prior Transfer Doc	37882-559
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	121 FAIRMOUNT AVE, SAUGUS, MA 01906-1415
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042609-355
Date	Mar 12, 2025
Book Page	42609/355
Instrument	20250312000520

Lender

Name	LIBERTY BAY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2040

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	121 FAIRMOUNT AVE, SAUGUS, MA 01906-1415
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041695-76
Date	Aug 2, 2023
Book Page	41695/76
Instrument	20230802001350

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	121 FAIRMOUNT AVE, SAUGUS, MA 01906-1415
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042128-1
Date	May 22, 2024
Book Page	42128/1
Instrument	20240522000270

Lender

Name	LIBERTY BAY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2039

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 27, 2019
Property Address	121 FAIRMOUNT AVE, SAUGUS, MA 01906-1415
Document Number	37882-559
Book / Page	37882 / 559
Instrument Date	Sep 25, 2018
Instrument	20190927004980
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 FAIRMOUNT AVE, SAUGUS, MA 01906-1415

Mortgage

Document Number	190927004990
Date	Sep 27, 2019
Instrument	190927004990

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,515.00 (+3%)	$625,200 (+5.57%) Land $350,300 Building $266,400	$632,163 (+1.73%)
2025	$6,325.00 (+2.6%)	$592,200 (+2.3%) Land $320,100 Building $272,100	$621,395
2024	$6,165.00 (+3.63%)	$578,900 (+9.58%) Land $311,400 Building $267,500
2023	$5,949.00	$528,300 Land $272,500 Building $255,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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