121 Emerald St, Ketchum, ID 83340 Property Records

Blaine County property record for 121 Emerald St, Ketchum, ID 83340

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,243 sqft · built 2014
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on File
Last Sale	$4,149,600 (May 2022)
Tax Bill	$11,982 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RPK05580010030`

Property Details

APN / Parcel Number

Primary APN	`RPK05580010030`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,243 sqft Living Area
1st Floor Area	1,534 sqft
Upper Floors Area	1,709 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	10,324 sqft (0.237 acres)

Location & Zoning

Street Address	121 EMERALD ST
City	KETCHUM
State	ID
Zip	83340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERS SUB LOT 3 BLK 1 10,356SF
Legal Range	18E
Legal Township	04N
Legal Section	18
Legal Subdivision	TIMBERS SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	BLAINE ID
Township / Civil Division	KETCHUM
Census Block Group	2
Census Block	2018
Census Tract	960501

Owner

121 Emerald St is owned and occupied by an individual who bought it in May 2022.

Source: Blaine County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3091, SUN VALLEY, ID 83353-3091
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Document Number	2022694050
Prior Transfer Date	Apr 29, 2020
Prior Transfer Doc	0000668811
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLAINE ID
Property Address	121 EMERALD ST, KETCHUM, ID 83340
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	TITLEONE-TWIN FALLS, TITLEONE TWIN FALLS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000677774
Date	Jan 4, 2021
Instrument	677774

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLAINE ID
Property Address	121 EMERALD ST, KETCHUM, ID 83340
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000686886
Date	Sep 24, 2021
Instrument	686886

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLAINE ID
Recording Date	May 27, 2022
Property Address	121 EMERALD ST, KETCHUM, ID 83340
Document Number	0000694050
Map Reference	DOC 535763
Instrument Date	May 24, 2022
Instrument	694050
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	TITLEONE-TWIN FALLS, TITLEONE TWIN FALLS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3091, SUN VALLEY, ID 83353-3091

Mortgage

Document Number	0000694051
Date	May 27, 2022
Instrument	694051

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLAINE ID
Recording Date	May 4, 2020
Property Address	121 EMERALD ST, KETCHUM, ID 83340
Document Number	0000668811
Map Reference	DOC 535763
Instrument Date	Apr 29, 2020
Instrument	668811
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	TITLEONE-TWIN FALLS, TITLEONE TWINFALLS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1884, KETCHUM, ID 83340-1861

Mortgage

Document Number	0000668812
Date	May 4, 2020
Instrument	668812

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 121 Emerald St was $11,982 with a homeowner's exemption, up 13.7% from the year before.

Source: Blaine County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Blaine County
Municipality	Ketchum City
Unified School District	Blaine County School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,982.00 (+13.7%)	$3,887,602 (+12.6%) Land $993,530 Building $2,894,072	$3,887,602 (+12.6%) Land $993,530 Building $2,894,072
2024	$10,538.00 (-5.52%) Homeowner's exemption Additional exemption filed	$3,452,546 (-) Land $993,530 Building $2,459,016	$3,452,546 (-) Land $993,530 Building $2,459,016
2023	$11,154.00 (+32.86%)	$3,452,546 (+61.41%) Land $993,530 Building $2,459,016	$3,452,546 (+52.5%) Land $993,530 Building $2,459,016
2022	$8,395.00 Homeowner's exemption Additional exemption filed	$2,138,955	$2,263,955 Land $946,220 Building $1,317,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Emerald St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 29 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Emerald St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 79% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KETCHUM serves 3,555 people · EPA ID ID5070028
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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