121 Elm St, Whitelaw, WI 54247 Property Records

Manitowoc County property record for 121 Elm St, Whitelaw, WI 54247

Property Summary

Property TypeSingle Family Home
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Tax Bill$1,645 (2025)
Deeds & MortgagesMay 2022 Second Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN39-530-001-010.00

Property Details

APN / Parcel Number

Primary APN39-530-001-010.00
Alternative APN
  • 039-530-001-010.00

Exterior

Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Street Address121 ELM ST
CityWHITELAW
StateWI
Zip54247-9591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1445-534 E. LEICHTS SUBD. LOT 10 & N1/2 LOT 11 BLK 1
Legal Range22E
Legal Township19N
Legal Section02
Legal SubdivisionLEICHTS SUB
Legal Block1
Legal Lot Number10,11
JurisdictionMANITOWOC WI
Township / Civil DivisionWHITELAW
Census Block Group5
Census Block5072
Census Tract10400

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address121 ELM ST, WHITELAW, WI 54247-9591
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIGURE LENDING LLC
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
COLLINS STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANITOWOC WI
Property Address121 ELM ST, WHITELAW, WI 54247-9591
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003496/627
DateMay 17, 2022
Book Page3496/627
Instrument1251329
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJun 7, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANITOWOC WI
Property Address121 ELM ST, WHITELAW, WI 54247-9591
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001227951
DateNov 20, 2020
Book Page3354/130
Instrument1227951
Lender
NameCOLLINS STATE BANK
TypeBank
AddressBRILLION, WI 54110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term193 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyManitowoc County
MunicipalityWhitelaw Village
Unified School DistrictValders Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,645.00 (+8.72%) Homeowner's exemption$93,500 (-) Land $16,000 Building $77,500$168,564 (+14.3%) Land $28,845 Building $139,719
2023$1,513.00 (+16.38%) Homeowner's exemption$93,500 (+22.22%) Land $16,000 Building $77,500$147,474 (+37.72%) Land $25,236 Building $122,238
2022$1,300.00 Homeowner's exemption$76,500 Land $16,000 Building $60,500$107,085 Land $22,397 Building $84,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITELAW WATERWORKS
serves 757 people · EPA ID WI4360439
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20

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