121 Elm St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 121 Elm St, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 1965
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on File
Last Sale	$570,000 (Mar 2026)
Tax Bill	$7,989 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:76-P:018`

Property Details

APN / Parcel Number

Primary APN	`M:76-P:018`
Alternative APN	`NREA M:076.0 B:0000 L:0018.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	1,092 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	273 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	121 ELM ST
City	NORTH READING
State	MA
Zip	01864-2999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	18.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	2
Census Block	2013
Census Tract	330101

Owner

121 Elm St is owned by a company that bought it in March 2026.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1770 MASSACHUSETTS AVE, CAMBRIDGE, MA 02140-2808
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	Jun 13, 2005 · Amount on File
Deed Book / Page	85338 / 217
Prior Transfer Date	Mar 12, 2026
Prior Transfer Doc	085338-217
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Mar 13, 2026
Property Address	121 ELM ST, NORTH READING, MA 01864-2999
Document Number	085338-217
Book / Page	85338 / 217
Instrument Date	Mar 12, 2026
Instrument	27841
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 MASSACHUSETTS AVE # 609, CAMBRIDGE, MA 02140-2808

Mortgage

Document Number	085338-220
Date	Mar 13, 2026
Book Page	85338/220
Instrument	27842

Lender

Name	BAYPATH PROP INVS LLC

Agreement

Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 121 Elm St was $7,989, up 2.2% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,989.00 (+2.23%)	$613,600 (+2.54%) Land $392,200 Building $221,400	$905,455
2025	$7,815.00 (+4.17%)	$598,400 (+5.37%) Land $377,000 Building $221,400
2024	$7,502.00 (+2.95%)	$567,900 (+9.02%) Land $355,500 Building $212,400
2023	$7,287.00	$520,900 Land $326,400 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30