121 Elm St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 121 Elm St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,303 sqft · built 2003
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Aug 2018)
Tax Bill	$6,330 (2025)
Deeds & Mortgages	Jul 2020 Refinance Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R01 B:0000 L:0059D`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R01 B:0000 L:0059D`
Alternative APN	`NBRY M:0R01 B:0000 L:0059D`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,303 sqft Living Area
Gross Area	4,218 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	121 ELM ST
City	BYFIELD
State	MA
Zip	01922-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Subdivision	TOM & CHERYL FOLEY
Legal Lot Number	59D
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	3
Census Block	3012
Census Tract	269100

Owner

121 Elm St is owned and occupied by an individual who acquired it in June 2020.

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	121 ELM ST, BYFIELD, MA 01922-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Jun 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 24, 2018	Quit Claim Deed, Transfer LENDUSA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	May 22, 2013 · Amount on File
Deed Book / Page	36961 / 256
Last Transfer Date	Jun 23, 2020
Transfer Doc	38663-152
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	121 ELM ST, NEWBURY, MA 01922-2815
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38729-1
Date	Jul 20, 2020
Book Page	38729/1
Instrument	20200720002900

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Jun 30, 2020
Property Address	121 ELM ST, NEWBURY, MA 01922-2815
Document Number	38663-152
Book / Page	038663 / 000152
Instrument Date	Jun 23, 2020
Instrument	30000570
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ELM ST NEWBURY MA 019222815, NEWBURY, MA 01922-2815

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Aug 24, 2018
Property Address	121 ELM ST, NEWBURY, MA 01922-2815
Document Number	36961-256
Book / Page	36961 / 256
Instrument	180824002040
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	369610258
Date	Aug 24, 2018
Instrument	36961/0258

Lender

Name	LENDUSA LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 121 Elm St was $6,330, up 0.8% from the year before.

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,330.00 (+0.8%)	$849,600 (+3.9%) Land $328,700 Building $520,900	$760,475
2024	$6,280.00	$817,700 Land $328,700 Building $489,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Elm St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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