121 Elm, Kerens, TX 75144 Property Records

Navarro County property record for 121 Elm, Kerens, TX 75144

Property Summary

Property Type	Single Family Home
Details	2,200 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Tax Bill	$13,497 (2026)
Deeds & Mortgages	May 2021 Construction Loan Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`59271`

Property Details

APN / Parcel Number

Primary APN	`59271`
Alternative APN	`10636.00.0076A.001.00.0`

Interior

Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	12,764 sqft
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	501 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	10636.00.0076A.001.00.0
Street Address	121 ELM
City	KERENS
State	TX
Zip	75144-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A10636 F PROCELLO ABST TRACT 76A-1 1.0 ACRES
Legal Subdivision	F PROCELLO ABST
Legal Tract	76A-1
Jurisdiction	NAVARRO TX
Township / Civil Division	KERENS
Census Block Group	1
Census Block	1163
Census Tract	970600

Owner

121 Elm is owner-occupied and held in a trust since December 2020.

Source: Navarro County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	121 ELM, KERENS, TX 75144-6015
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Construction Mortgage PROSPERITY BANK
Dec 30, 2020	Special Warranty Deed, Transfer CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020
Deed Sale	Dec 30, 2020
Deed Document Number	202011910
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVARRO TX
Property Address	121 ELM, KERENS, TX 75144-6015
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021004771
Date	May 7, 2021
Instrument	2021-004771

Lender

Name	PROSPERITY BANK
Type	Bank
Address	KERENS, TX 75144

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	378 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	9.99%

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NAVARRO TX
Recording Date	Dec 30, 2020
Property Address	121 ELM, KERENS, TX 75144-6015
Document Number	202000011910
Map Reference	DOC 2020-00005153
Instrument Date	Nov 11, 2020
Instrument	2020-00011910
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 NOBLE CHAMPIONS WAY, BARTONVILLE, TX 76226-6395

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	901 NOBLE CHAMPIONS WAY, BARTONVILLE, TX 76226-6395

Tax Assessment & Valuation

The 2026 property tax bill for 121 Elm was $13,497 with a homeowner's exemption, up 24% from the year before.

Source: Navarro County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Navarro County
Unified School District	Kerens Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,497.00 (+24.01%) Homeowner's exemption	$1,394,969 (+76.4%) Land $54,375 Building $1,340,594	$1,394,969 (-8.81%) Land $54,375 Building $1,340,594
2025	$10,884.00 (+5.85%) Homeowner's exemption	$790,787 Land $54,380 Building $1,475,290	$1,529,670 Land $54,380 Building $1,475,290
2024	$10,282.00
2023		$1,232,550 Land $41,890 Building $1,190,660	$1,232,550 Land $41,890 Building $1,190,660
2022	$16,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Elm in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Elm is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATFIELD WSC serves 6,546 people · EPA ID TX1750012
Water Source	Purchased surface water from CITY OF CORSICANA PWS
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
5G-X Fixed Wireless	100 / 20
Backroads Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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