121 Elderberry Dr, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 121 Elderberry Dr, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,808 sqft · built 1972
Lot Size	3.12 acres (136,169 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2023)
Tax Bill	$1,380 (2026)
Deeds & Mortgages	Jul 2020 Refinance Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1-0016.0015`

Property Details

APN / Parcel Number

Primary APN	`06-1-0016.0015`
Alternative APN	`33-06-1-0016.0015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Construction Type	Frame
Lot Area	136,169 sqft (3.12 acres)
Terrain	Rolling
Garage Area	600 sqft
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	121 ELDERBERRY DR
City	BERKELEY SPRINGS
State	WV
Zip	25411-6361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BATH VALLEY 3.1265 AC
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	1
Census Block	1005
Census Tract	971002

Owner

121 Elderberry Dr is owned and occupied by an individual who bought it in December 2023.

Source: Morgan County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	121 ELDERBERRY DR, BERKELEY SPRINGS, WV 25411-6361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
Dec 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Deed Document Number	2023900169
Deed Book / Page	293 / 772
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	121 ELDERBERRY DR, BERKELEY SPRINGS, WV 25411-6361
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000454/129
Date	Jul 17, 2020
Book Page	454/129
Instrument	868251

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	121 ELDERBERRY DR, BERKELEY SPRINGS, WV 25411-6361
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000504/146
Date	Dec 4, 2023
Book Page	504/146
Instrument	900170

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 121 Elderberry Dr was $1,380, up 6.1% from the year before.

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,380.00 (+6.07%)	$139,200 (+6.37%) Land $33,540 Building $105,660	$232,000 (+6.37%) Land $55,900 Building $176,100
2025	$1,301.00	$130,860 Land $33,540 Building $97,320	$218,100 Land $55,900 Building $162,200
2023	$1,180.00 (-4.45%)	$118,020 (-4.42%) Land $30,780 Building $87,240	$196,700 (-4.42%) Land $51,300 Building $145,400
2022	$1,235.00	$123,480 Land $30,780 Building $92,700	$205,800 Land $51,300 Building $154,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Elderberry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Elderberry Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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