121 Edgewater Dr, Grandy, NC 27939 Property Records

Currituck County property record for 121 Edgewater Dr, Grandy, NC 27939

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,608 sqft · built 2006
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$901 (2025)
Deeds & Mortgages	Oct 2023 Reverse Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9921-39-0832`

Property Details

APN / Parcel Number

Primary APN	`9921-39-0832`
Alternative APNs	`107B00C00210009` `000099644` `9921-39`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 104 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000099644
Street Address	121 EDGEWATER DR
City	GRANDY
State	NC
Zip	27939-9628
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	SFM
Legal Description	WALNUT ISLAND-BLOCK C,LOT 21,SECT. 9
Legal Subdivision	WALNUT ISLAND ESTATES SECTS 1
Legal Block	C
Legal Lot Number	21
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1009
Census Tract	110401

Owner

Source: Currituck County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 EDGEWATER DR, GRANDY, NC 27939-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Oct 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 13, 2014
Transfer Doc	0012930397
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	121 EDGEWATER DR, GRANDY, NC 27939-9628
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 EDGEWATER DR, GRANDY, NC 27939-9628

Mortgage

Document Number	0017480360
Date	Oct 2, 2023
Book Page	1748/360
Instrument	385352

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	865 Months
Due	Nov 20, 2095

Interest

Rate Type	Adjustable Rate
Rate	8.05%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	13%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	121 EDGEWATER DR, GRANDY, NC 27939-9628
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 EDGEWATER DR, GRANDY, NC 27939-9628

Mortgage

Document Number	0017120375
Date	Oct 4, 2022
Book Page	1712/375
Instrument	379047

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	KITTY HAWK, NC 27949

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 26, 2032

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Feb 28, 2022
Property Address	121 EDGEWATER DR, GRANDY, NC 27939-9628
Document Number	0016810938
Book / Page	1681 / 938
Map Reference	CAB A PG 6
Instrument Date	Feb 9, 2022
Instrument	373726
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 EDGEWATER DR, GRANDY, NC 27939-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 EDGEWATER DR, GRANDY, NC 27939-9628

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$901.00 (+9.74%)	$205,200 (-) Land $30,500 Building $174,700
2023	$821.00	$205,200 Land $30,500 Building $174,700	$205,200 (-) Land $30,500 Building $174,700
2021			$205,200 Land $30,500 Building $174,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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