121 E Pearl St, Ovid, MI 48866 Property Records

Clinton County property record for 121 E Pearl St, Ovid, MI 48866

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft · built 1900
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Aug 2024)
Tax Bill$1,383 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN580-000-031-019-00

Property Details

APN / Parcel Number

Primary APN580-000-031-019-00
Alternative APN
  • 12100003101900

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area988 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions117 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address121 E PEARL ST
CityOVID
StateMI
Zip48866-5113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA -1
Legal DescriptionLOT 19, BLK. B, OVID.
Legal SubdivisionVILLAGE OVID
Legal BlockB
Legal Lot Number19
JurisdictionCLINTON MI
Township / Civil DivisionOVID
Census Block Group2
Census Block2019
Census Tract11001

Owner

121 E Pearl St is owned and occupied by two individuals who bought it in August 2024.

Source: Clinton County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address121 E PEARL ST, OVID, MI 48866-5113
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2024 · Amount on File
Deed SaleAug 29, 2024 · Amount on File
Prior SaleAug 5, 2016 · Amount on File
Deed Document Number20245347321
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON MI
Property Address121 E PEARL ST, OVID, MI 48866-5113
Transaction TypeMortgage
Record UpdatedApr 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005284321
DateOct 1, 2019
Instrument5284321
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 121 E Pearl St was $1,383, up 8.1% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyClinton County
MunicipalityOvid City
Unified School DistrictOvid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,900 (+4.18%) Land $4,700 Building $45,200$99,800 (+4.18%) Land $9,400 Building $90,400
2025$1,383.00 (+8.13%)$47,900 Land $2,500 Building $45,400$95,800 Land $5,000 Building $90,800
2024$1,279.00 (+10.74%)
2023$1,155.00 Homeowner's exemption$37,500$75,000
2022$1,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 E Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 E Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVID
serves 1,612 people · EPA ID MI0005100
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: DayStarr.

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